Private Banking: Custom Credit & Specialty Lending Associate

Citizens; Johnston (RI); Hybrid; USD 115.000 - 145.000; Vollzeit

Zusammenfassung

Citizens Private Bank in Rhode Island is seeking a Specialized Lending & Custom Credit Associate to join the team. You will work with the relationship banking team to tailor credit solutions for UHNW clients, focusing on lending transactions, underwriting, and credit analysis in line with policy and regulatory requirements.

You will manage the end-to-end loan process from inquiry to funding and closing, coordinating with credit risk, relationship managers, and portfolio teams, while staying

Qualifikationen

• Bachelor’s degree in finance, economics, business or related field; MBA asset.
• 3–5+ years of credit risk experience in financial services.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal abilities.
• Proficiency in financial modeling and credit analysis tools.
• Knowledge of Citizens Private Bank policy and regulatory requirements.
• Ability to handle sensitive client information with discretion.

Aufgaben

• Evaluate and approve lending requests for private banking/UHNW clients.
• Maintain knowledge of credit policy, origination systems, and regulations.
• Ensure accuracy of financial and loan documents.
• Manage end-to-end loan process from inquiry to closing.
• Monitor pipeline to ensure timely closings.
• Review financial statements and assess creditworthiness.
• Collaborate with relationship managers, credit risk, and portfolio management.
• Stay current on lending products and market conditions.
• Ensure compliance with internal policies and fiduciary obligations.

Kenntnisse

Bachelor's degree

MBA asset

Analytical skills

Communication skills

Financial modeling

Credit analysis

Client relationship

Discretion

Specialty lending

Banking software

Ausbildung

Bachelor’s degree in finance, economics, business

MBA preferred

Tools

Credit risk systems

Banking software

Jobbeschreibung

Citizens Private Bank in Rhode Island is seeking a Specialized Lending & Custom Credit Associate to join the team. You will work with the relationship banking team to tailor credit solutions for UHNW clients, focusing on lending transactions, underwriting, and credit analysis in line with policy and regulatory requirements.

You will manage the end-to-end loan process from inquiry to funding and closing, coordinating with credit risk, relationship managers, and portfolio teams, while staying