Private Banking CRE Credit Associate - Build Your Portfolio

City National Bank; Irvine (CA); On-site; USD 48,000 - 76,000; Full time

Benefits offered by this job

Comprehensive healthcare coverage

Generous 401(k) matching

Tuition Reimbursement

Time away benefits

Fertility benefits

Career Mobility support

Colleague Resource Groups

Job summary

City National Bank is seeking a Credit Associate in Private Banking Commercial Real Estate to support underwriting and portfolio management for a CRE book focused on high net worth individuals. You will analyze credit data, assist with risk reviews, and collaborate with Portfolio Managers to maintain credit quality.

The role emphasizes learning underwriting and portfolio management with opportunities to grow toward owning a portfolio of credits across multifamily, retail, office, and other CRE

Qualifications

• Bachelor's degree or equivalent in Finance, Business, or related field.
• Minimum 2 years of progressively increasing credit underwriting and portfolio management experience.
• Intermediate experience in credit management and lending operations with strong risk management understanding.
• Desire to build leadership and coaching skills, with the ability to train and develop talent.
• Strong communication and collaboration skills, with the ability to work effectively with senior leadership and cross-functional teams.
• Intermediate analytical skills, with the ability to interpret complex data and make informed decisions.
• Industry-specific knowledge and expertise.

Responsibilities

• Support the Private Banking CRE portfolio alongside Portfolio Managers and Credit Lead.
• Assist with credit data analysis, underwriting, and portfolio reviews.
• Prepare credit presentations to support underwriting and portfolio management.
• Monitor portfolio performance and covenant tracking.
• Analyze credit data, market reports, and industry trends.
• Support risk management and compliance with bank policies.
• Collaborate with team and participate in ad-hoc projects.
• Develop underwriting and portfolio management skills toward ownership of a portfolio.

Skills

Credit underwriting

Portfolio management

Data analysis

Leadership coaching

Communication

Collaboration

Analytical skills

Industry knowledge

Education

Bachelor's degree in Finance/Business

Job description

City National Bank is seeking a Credit Associate in Private Banking Commercial Real Estate to support underwriting and portfolio management for a CRE book focused on high net worth individuals. You will analyze credit data, assist with risk reviews, and collaborate with Portfolio Managers to maintain credit quality.

The role emphasizes learning underwriting and portfolio management with opportunities to grow toward owning a portfolio of credits across multifamily, retail, office, and other CRE