Principal Software Engineer: ML Pricing Platform (Remote)

Upstart; United States; Remote; USD 195,000 - 270,000; Full time

Benefits offered by this job

Competitive compensation

Base salary with equity

401(k) with company match

Employee Stock Purchase Plan (ESPP)

Comprehensive health coverage

Wellness and productivity allowances

Paid time off and parental leave

Job summary

Upstart, a digital-first AI lending marketplace, seeks a Principal Software Engineer for its Core Pricing team. The role focuses on building scalable pricing systems that Power loan offers across Personal, Auto, and Home products, collaborating with ML scientists to optimize borrower‑lender matching.

You will lead architectural directions, mentor engineers, and drive tech innovations in a fast-paced, collaborative environment. Remote within the U.S. Salary info provided below.

Qualifications

• Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field + 8 years of experience.
• Experience building highly scalable systems using containerization technologies like Docker and Kubernetes.
• Experience building flexible, extensible and consistent APIs.
• Solid grasp of software development principles and best practices for creating scalable, extensible and maintainable systems.
• Proficiency in one or more object oriented programming languages like Python, Java, C#, C++.
• Strong communication skills and ability to explain complex business and technical concepts to all audiences.
• Track record of successfully mentoring and developing technical leaders.
• Experience working in dynamic fast paced organizations.
• Ability to balance the needs of the business with the needs of engineering improvements.
• Passion for clean code and architecture and initiative to “level‑up” the engineering team with better practices & design.
• You are able lead and resolve company‑wide technical discussions and are able to collaborate and include input from cross‑functional teams (security, devops, data, compliance and product).
• You have a good sense for build‑vs‑buy and are able to prioritize the highest ROI architectural investments.

Responsibilities

• Define the long‑term technical direction and roadmap for Pricing in alignment with Upstart’s business objectives.
• Lead the design and development of a system that continuously optimizes the matching of supply and demand for Upstart’s borrower‑lender marketplace.
• Work closely with ML scientists to improve and develop new models that improve core business metrics.
• Guide the architectural evolution of Pricing engineering systems with an emphasis on scaling innovation across multiple engineering teams.
• Uncover and drive alignment across complex technical requirements, designs, trade‑offs, influencing product direction
• Proactively evaluate, prototype, and roll out new technologies/frameworks to help cultivate a culture of innovation
• Lead from the front, while mentoring and developing technical leaders

Skills

Programming languages: Python, Java, C

Mentoring technical leaders

Strong communication

Cross-functional collaboration

Education

Bachelor’s degree in Computer Science, Engineering, or Mathematics, +8 years experience

Tools

Docker

Kubernetes

GRPC

Kafka

Job description

Upstart, a digital-first AI lending marketplace, seeks a Principal Software Engineer for its Core Pricing team. The role focuses on building scalable pricing systems that Power loan offers across Personal, Auto, and Home products, collaborating with ML scientists to optimize borrower‑lender matching.

You will lead architectural directions, mentor engineers, and drive tech innovations in a fast-paced, collaborative environment. Remote within the U.S. Salary info provided below.