Principal Product Manager-Embedded Finance

UKG; Lowell (MA); On-site; USD 180,000 - 240,000; Full time

Job summary

UKG is seeking a senior product leader to own the multi-year category strategy for frontline workers and the financial products serving them, from pilot to scale. You will drive product decisions that optimize business outcomes and deepen partner value.

You will mentor PMs, lead cross-functional launches with engineering, design, GTM, legal, and finance, and shape the product position inside commercial agreements, while enabling adoption across employers and intermediaries.

Qualifications

• Bachelor's degree or equivalent experience in CS, engineering, business, or related field.
• Extensive leadership experience in enterprise SaaS and large organizations.
• Proven ability to design and scale new product lines with strategic impact.

Responsibilities

• Own multi-year category strategy for frontline workers and related financial products.
• Lead end-to-end launches from pilot to GA across cross-functional teams.
• Mentor product managers and drive decisions that fuel long-term partnerships.

Skills

Embedded finance

Payments expertise

Payroll domain

Enterprise SaaS

Product leadership

Strategic planning

Cross-functional leadership

User journey design

Data-driven decisions

Partnership growth

Education

Bachelor's degree or equivalent experience

Job description

• Be the domain authority on frontline workers and the financial products serving them.
• Own the multi-year category strategy and the B2B2C business model behind it.
• Own the employee experience and the employer adoption that drive product usage and business outcomes.
• Lead launches from pilot to general availability across engineering, design, go-to-market, legal, and finance.
• Own the product position inside commercial agreements, and make the product decisions that compound value across partners.
• Mentor product managers across the organization.
• Built a new product or line of business from inception through scaling, ideally inside a large organization.
• Experience operating at a senior or principal product level in a complex enterprise environment.
• Led product teams to a defined business outcome through genuine ambiguity, using product taste and business acumen.
• Designed user journeys and optimized a consumer conversion funnel, and can point to what moved.
• Track record of making product decisions that compound long-term growth of strategic partnerships.
• Experience designing consent management and data authorization
• Deep understanding of the enterprise SaaS tech stack to collaborate effectively with engineering
• Domain experience in embedded finance, payments, or payroll.
• Experience scaling consumer adoption through employers or other intermediaries.
• Bachelor's degree in Computer Science, Engineering, Business, or equivalent experience.
• Hybrid role requiring three or more days per week in the office