Principal Enterprise Architect - Fraud & AML Technology

Truist; Charlotte (NC); On-site; USD 157,000 - 262,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) plan

Life insurance

Disability insurance

Job summary

Truist is seeking an experienced Enterprise Architect to lead the transformation of CIAM, Fraud, and AML architectures across the organization. You will balance agility, security, and maintainability, serving as the enterprise SME and guiding strategy with senior leadership.

You will shape architecture models, oversee frameworks, collaborate with cloud teams (AWS/Azure), and evangelize best practices. This role focuses on scalable, compliant technology solutions and transformational change

Qualifications

• Bachelor’s degree or equivalent in a technical field.
• Minimum of 12 years in enterprise architecture or related roles.
• Expert-level knowledge of architecture frameworks and best practices.
• Proficient in modeling tools for system and application architecture.
• Extensive knowledge of regulatory compliance and risk management.

Responsibilities

• Guide CIAM, Fraud, and AML architecture transformation across the enterprise.
• Serve as enterprise SME for CIAM, Fraud, and AML technology domains.
• Develop and evolve architectural models identifying dependencies across complex systems.
• Evaluate alternatives based on cost, value, scalability, and risk.
• Establish enterprise-wide technology governance, standards, and policies.
• Collaborate with leadership to shape security and technology strategy.
• Oversee architecture framework implementations for reliable, scalable solutions.
• Optimize architecture to improve performance and future-readiness.
• Provide guidance and mentorship to architecture teams.
• Monitor architecture effectiveness and alignment with goals.
• Build partnerships with key subject matter experts and stakeholders.
• Drive alignment through clear communication and collaborative problem-solving.
• Foster innovation with automated pipelines and IaC/Governance integration.

Skills

Enterprise architecture

Leadership

Stakeholder engagement

Security governance

Solution strategy

CIAM/Fraud/AML domain knowledge

Architecture frameworks

Education

Bachelor’s degree in Computer Science, Information Technology, or related field

Advanced degree or certifications in enterprise architecture or information security

Tools

TOGAF

AWS

Azure

CICD tooling (AaC, PaC, IaC)

Job description

Responsible for defining and maintaining architecture and technology plans, with a focus on driving modernization for, and improving automation and maintainability of, Truist’s technology solutions within the Fraud, AML, and Client Identity and Access Management (CIAM) domains. Defines target architecture, sets strategy, partners with solutions architects to craft solutions architectures, and researches emerging technology/ best practices, with an emphasis on applying technology to enable business solutions. Educates and evangelizes CIAM, Fraud, & AML solutions and integrations for the Enterprise. Ensures that Truist Protection Services (TPS) solutions and infrastructure are reliable and support business initiatives and future growth, through coordination with the CIAM, Fraud, and AML engineering teams, the Truist architectural community, TPS engineering, the Cloud Platform Team, application development, and other stakeholders.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Guides the transformation of Client Identity and Access Management (CIAM), Fraud Services, and AML ecosystems’ architecture for the enterprise, with an understanding of how to balance business agility, maintainability, and security to meet business objectives
• Serves as the enterprise subject matter expert CIAM, Fraud, and AML technology domains.
• Leads the development and continuous evolution of comprehensive architectural models identifying key dependencies and integration points across complex, enterprise-wide technology systems.
• Evaluates architectural alternatives based on cost, value, scalability, and risk to recommend innovative, strategic solutions.
• Establishes and enforces enterprise-wide technology governance, standards, and policies to ensure alignment with organizational goals.
• Collaborates with senior leadership and cross-functional teams to shape security and technology strategy and drive transformational change.
• Oversees the implementation and refinement of architecture frameworks to enable reliable, scalable, secure, and innovative technology solutions.
• Optimizes existing architecture to enhance system performance, integration, scalability, and future readiness.
• Applies expert-level technical knowledge to design and deliver complex, enterprise-wide cyber, fraud, and technology solutions with strategic impact.
• Provides thought leadership, technical leadership, mentorship, and direction to architecture teams and technical contributors, particularly within CIAM, Fraud, and AML.
• Monitors and reports on architecture effectiveness, compliance, and alignment with organizational and divisional goals.
• Cultivates trusted partnerships with key Subject Matter Experts and technology stakeholders by demonstrating credibility, empathy and expertise in both business and technical domains.
• Facilitates alignment through clear communication, collaborative problem-solving, and persuades others in the definition, adoption and implementation of architecture solutions.
• Drives innovation and operational excellence by architecting automated solutions such as code automation pipelines (CICD), Architecture as Code (AaC), Policy as Code (PaC), Infrastructure as Code (IaC), and integration of DevSecOps and governance principles into deployed solutions.

Qualifications Required Qualifications

• 1. Bachelor’s degree in Computer Science, Information Technology, a related technical field, or equivalent education, training, and work-related experience.
• 2. Minimum of 12 years of experience in enterprise architecture or related technology design roles.
• 3. Expert-level knowledge of architecture frameworks, principles, and best practices.
• 4. Proficient in advanced modeling tools and techniques for system and application architecture.
• 5. Extensive knowledge of regulatory compliance and risk management related to technology architecture.

Preferred Qualifications

• Advanced degree or certifications in enterprise architecture (e.g., TOGAF, Zachman) and information security (e.g. CISSP, ISSAP, CISM).
• Experience with cloud architecture, microservices, digital transformation, and emerging technology platforms.
• Familiarity with business process modeling, data architecture, integration patterns, and innovation frameworks.
• Professional certifications in relevant technology domains.
• Proven experience leading large-scale architecture initiatives and driving strategic technology transformation in complex enterprise environments.
• Demonstrated experience and knowledge working enterprise-grade application architecture within multiple Cloud Service Providers (CSPs), such as Amazon Web Services (AWS) and Microsoft Azure.
• Demonstrates strong knowledge of industry regulations, standards and frameworks utilized include (but are not limited to), National Institute of Standards and Technology (NIST), Federal Financial Institutions Examination Council (FFIEC), Payment Card Industry Data Security Standards (PCI-DSS), Cyber Risk Institute (CRI), New York State Department of Financial Services (NYDFS), Cloud Security Alliance Cloud Controls Matrix (CSA-CCM), Sarbanes–Oxley Act (SOX), Gramm-Leach-Bliley Act (GLBA), and FFIEC Authentication and Access to Financial Institution Services and Systems (AAFISS).

The annual base salary for this position is $157,000 - $262,000

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.

Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

For more details on Truist’s generous benefit plans, please visit our Benefits site.

Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.

As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace.

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About Truist

Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust.

We serve clients in a number of high-growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com.