Principal Engineer - Stablecoin

Bank of America; Plano (TX); On-site; USD 120,000 - 160,000; Full time

Job summary

Bank of America is hiring for a lead engineering role in their blockchain solutions team, focusing on Stablecoin technologies. The successful candidate will define and lead the engineering strategy, ensuring the design and implementation of secure, scalable applications. Responsibilities include guiding teams on best practices and driving technology innovations across the payments ecosystem.

The role requires expertise in building blockchain applications, a deep understanding of Web3 protocols, and strong experience with smart contracts development. Join us to help shape the future of finance!

This position is office-based in Plano, Texas, with a focus on collaboration and a commitment to a healthy workplace culture.

Qualifications

• Experience with design and development of secure and scalable financial blockchain applications and smart contracts.
• Must have a deep understanding of Web3 Protocols.
• Expertise building distributed multi‑cloud multi‑region applications.

Responsibilities

• Lead the design and development of secure, scalable financial blockchain applications.
• Define end-to-end blockchain architectures leveraging deep expertise in Web3 protocols.
• Ensure Stablecoin design and engineering approach aligns with the larger payments ecosystem.

Skills

Automation

Influence

Result Orientation

Stakeholder Management

Technical Strategy Development

Application Development

Architecture

Business Acumen

Risk Management

Solution Design

Tools

Solidity

Rust

Ethereum

AWS

Terrraform

Job description

Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in‑office culture with specific requirements for office‑based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role‑specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Position Summary

This job is responsible for defining and leading the engineering approach for solutions at the program or portfolio level, to deliver significant business outcomes. Key responsibilities include continuously improving the design, quality, and reuse of the solution and delivering technology enablers that improve development efficiencies for the solution.

This job is responsible for defining and leading the engineering approach for Bank of America’s Stablecoin solutions, including complex features to deliver significant business outcomes. Key responsibilities of the job include delivering complex features and technology, enabling development efficiencies, providing technical thought leadership based on conducting multiple software implementations, and applying both depth and breadth in a number of technical competencies. Additionally, this job is accountable for end‑to‑end solution design and delivery.

Responsibilities

• Develops the engineering approach for the entire program/portfolio solution and works with Architecture, to develop/analyze/deliver the implementation of technical enablers
• Leads the planning, definition, and design of the complex features which span multiple teams and explore solution alternatives
• Leads the technical oversight for teams in solution development including design reviews and code within own domain
• Defines the technology tool stack for the solution within ranged of internally approved and supported technologies
• Ensures that the Stablecoin design and engineering approach for complex features are consistent with the larger payments ecosystem
• Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s)
• Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline
• Guides and influences team(s) on design and best practices for high code performance –e.g. pairing, code reviews
• Lead the design and development of secure, scalable financial blockchain applications, with a focus on stablecoin issuance, lifecycle management, and settlement use cases.
• Define end-to-end blockchain architectures leveraging deep expertise in Web3 protocols, distributed ledger technology (DLT), and decentralized system design.
• Design, develop, and maintain production‑grade smart contracts using languages such as Solidity, Rust, or equivalent, aligned with banking‑grade controls.

Required Qualifications

• Experience of design and development of secure and scalable financial blockchain applications and smart contracts
• Expertise building distributed multi‑cloud multi‑region applications.
• Experience with AWS and/or other major cloud providers such as GCP or Azure
• Must have a deep understanding of Web3 Protocols
• Experience building decentralized applications on platforms like Ethereum, Solana, or Hyperledger
• Design and development with smart contracts using Solidity, Rust, or other blockchain programming languages
• Implementation experience with cryptography (e.g., public/private key systems, hashing algorithms), token standards (e.g. ERC20, ERC721 etc.) and DeFi protocols
• Building and optimizing DLT for performance and security
• Experience of conducting code reviews, audit and security analysis to identify and mitigate vulnerabilities
• Integrating blockchain solutions with external systems, such as oracles (e.g., Chainlink), existing infrastructure or APIs
• Track record of collaborating with business product SMEs, architects, developers, and other stakeholders to deliver production ready solutions

Desired Qualifications

• Familiarity with tools like Truffle, Hardhat, Remix, Web3.js, or Ethers.js
• Experience with DevOps tools including Terraform
• Knowledge of emerging blockchain trends, protocols, and experience with layer‑2 scaling solutions

Skills

• Automation
• Influence
• Result Orientation
• Stakeholder Management
• Technical Strategy Development
• Application Development
• Architecture
• Business Acumen
• Risk Management
• Solution Design
• Agile Practices
• Analytical Thinking
• Collaboration
• Data Management
• Solution Delivery Process

Shift

1st shift (United States of America)

Hours Per Week

40