Premium Auditor Specialist

Texas Mutual Insurance Company; Austin (TX); Hybrid; USD 68,000 - 83,000; Full time

Benefits offered by this job

Annual performance bonus

Retirement plan with employer match

Paid holidays and personal days

Job summary

Texas Mutual Insurance Company is seeking a Premium Audit Specialist to perform final audits, analyze financial records, and review workers' compensation classifications and rates. The role involves onsite audits, collaboration with policyholders and agents, and adherence to NCCI and Texas Basic Manual rules.

The position sources from the Austin regional office and serves various markets across Texas, with travel within the state expected.

Qualifications

• Bachelor's degree or equivalent education required.
• At least four years of premium audit experience or equivalent.
• Knowledge of underwriting principles, NCCI rules, and Texas manual.
• Willingness to travel within the state.

Responsibilities

• Conduct Premium Audit final audits for large accounts.
• Apply NCCI and Texas Basic Manual Rules for WC classifications and rates.
• Provide premium audit expertise, training, and support to staff and policyholders.
• Notify and assist Special Investigation Department on potential fraud.

Skills

Premium audit experience

NCCI rules knowledge

Travel flexibility

Education

Bachelor's degree or equivalent education

CPCU or Premium Audit designation

Job description

We’re excited you’re considering joining a great place to work! Texas Mutual is deeply committed to creating and maintaining an environment of mutual respect and is proud to be an equal opportunity employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to age, race, color, national origin, religion, sex, gender identity, sexual orientation, genetic information, veteran status, or any other basis protected by local, state, or federal law.

About this Position At Texas Mutual

We’re proud to create a stronger, safer Texas. That means helping injured workers return to a productive life, empowering businesses to excel, and giving back to our communities. As a Premium Audit Specialist, you will provide exceptional service to our valued policyholders. This service will achieve its goals through our analysis of financial records, our evaluation of operations, and our review of workers' compensation class codes. Additionally, you will conduct onsite final audits to determine true exposure and premium earned. This Texas-based field position reports to our Austin regional office and primarily serves the Rio Grande Valley and San Antonio markets, among other areas as needed. Candidates must reside in either the Rio Grande Valley or San Antonio area.

Responsibilities & Qualifications

• Conduct Professional Employer Organization final audits and other large complex accounts.
• Apply the NCCI and Texas Basic Manual Rules, Classifications, and Rates for Workers' Compensation on accounts.
• Provide advanced premium audit expertise, technical assistance, and education to staff, management, policyholders, and agents.
• Recommend, develop, and document premium audit procedures.
• Notify Special Investigation Department of accounts that are suspected of fraudulent practices, including participating in premium fraud investigations, estimating premium losses, providing depositions, and expert testimony in litigation.

• Have a bachelor's degree or equivalent education, training, or experience.
• Have at least four years of premium audit experience or equivalent education, training and experience.
• Have extensive knowledge of underwriting principles, the TDI/NCCI basic manual of rules and Texas labor, and multistate workers' compensation auditing rules and regulations.
• Can travel in state as needed to visit our policyholders.

• CPCU or Associate in Premium Audit designation.

Texas Mutual Pay Transparency

Base Pay Range: $49.27 - $60.87 Per Hour

Flex-Hybrid Work Environment

Texas Mutual’s flex-hybrid schedule allows you to bring your best self to work by working remotely and collaborating in the office based on business needs. All Texas Mutual employees are required to have Texas residency and travel to their designated office as needed.

Our Benefits

• Annual performance bonus and merit-based pay increase
• Lifestyle Savings Account ($1,000 per year)
• Automatic 4% employer contribution to retirement plan 401k plan with 100% employer match up to 6%
• Student loan repayment matching in 401k plan
• Three weeks’ time off for vacation
• Nine paid holidays and two personal days each year
• Day one health, Rx, vision and dental insurance
• Life and disability insurance
• Flexible spending account
• Pet insurance and pet Rx discounts
• Free on-site gym, fitness classes, and health and wellness resources
• Free identity theft protection
• Free student loan repayment and refinancing consultation
• Professional development and tuition reimbursement
• Employee referral bonus
• Free onsite snacks

Texas Mutual Insurance Company is the state's leading choice for workers' compensation insurance, with over 40 percent of the market. Thousands of Texas businesses rely on us to help them control their workers' comp costs, protect their employees, and ensure their injured workers receive quality care. Preventing workplace accidents is a foundation of our mission. We have frequently been named one of the Best Companies to Work for in Texas. Our competitive salaries, award-winning benefits package, and employee recognition programs are just a few of the reasons our average employee tenure is 10 years.

If you need an accommodation with any part of the application process, please contact 800-859-5995 and ask to speak with Human Resources.