Post Close Auditor

Jobtailor; Arizona; On-site; USD 60,000 - 90,000; Full time

Job summary

Jobtailor is seeking a detail-oriented post-close loan review specialist in Arizona to ensure SBA and business loan packages meet all regulatory and investor standards. You will gather documents, audit file accuracy, and coordinate with lenders, counsel, and staff to resolve inquiries.

The role emphasizes meticulous review of closing documents, adherence to SOPs, and mastery of our documentation/audit systems to maintain quality control and timely post-close actions.

Qualifications

• High school diploma or equivalent required.
• Typically 4–6 years of relevant experience.
• Thorough knowledge of loan processing documents, SBA requirements, and closing docs.
• Ability to identify and escalate complex problems with minimal guidance.
• Critical thinking for loan documentation construction and post-close review.
• Familiarity with the bank's documentation/audit software and processes.
• Strong knowledge of closing policies, funding policies, and SBA guidelines.

Responsibilities

• Coordinate the review and audit of SBA and business banking loan packages post-closing for compliance with policies and investor standards.
• Communicate with internal staff, customers, lenders, SBA partners, counsel, and other stakeholders to resolve inquiries and obtain necessary documentation.
• Ensure compliance with internal policies, SBA SOPs, regulatory and investor requirements, and QC standards.
• Review files for completeness, accuracy, and SBA eligibility and closing requirements.
• Identify documentation deficiencies or compliance gaps and escalate or resolve.

Skills

Organizational skills

Verbal communication

Written communication

Problem solving

Attention to detail

Fast-paced environment

Documentation software

Audit comprehension

Education

High school diploma or equivalent

Tools

Audit software

Documentation systems

Job description

Responsibilities

• Coordinates the review and audit of completed SBA and business banking loan packages post-closing in compliance with policies and procedures, regulatory guidelines, and investor standards by gathering and reviewing necessary documents and information within designated time frames.
• Communicates with internal staff, customers/clients, lenders, SBA partners, counsel, and other stakeholders to respond to inquiries, resolve post-close exceptions, and obtain additional documentation needed to complete the file.
• Ensures compliance with internal policies, SBA SOP requirements, regulatory and investor requirements, and quality control standards.
• Reviews files for completeness, accuracy, and adherence to SBA eligibility, documentation, and closing requirements.
• Identifies documentation deficiencies, collateral exceptions, or compliance gaps and works to resolve or elevate issues as appropriate.
• May support post-close audit reporting, file certification, and reconciliation activities, including reviewing final loan terms, fees, and disbursements for accuracy.

Requirements

• High school diploma or equivalent.
• Typically four to six years of relevant experience.
• Thorough knowledge of legal documents used to support applicable loan processing, with emphasis on SBA and business banking documentation.
• Ability to identify and resolve/escalate complex problems with minimal guidance.
• Ability to apply critical thinking for all elements of loan documentation construction and post-close audit review.
• Ability to master the bank’s documentation and audit software.
• Thorough knowledge of closing policies and procedures, funding policies, underwriting requirements, SBA guidelines (SOP), governmental requirements, terminology, and automated processing systems.
• Thorough knowledge of applicable credit policies and approval processes for assigned product(s).
• Ability to work effectively and accurately in a fast paced, high production, professional environment.
• Strong organizational skills.
• Effective verbal and written communication skills.