Portfolio Manager III

Huntington; Charlotte (NC); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Huntington is seeking a Portfolio Manager III for Charlotte, NC, to own credit quality and monitor commercial portfolio risks within the CRE group. You will work with Relationship Managers, Treasury Management, and regional teams to optimize client relationships and grow portfolio revenue.

The role emphasizes underwriting quality, portfolio administration, and regular communication with senior management and loan committees. A bachelor’s degree and 12+ years CRE experience are required.

Qualifications

• Bachelor's degree
• 12+ years CRE related experience

Responsibilities

• Owns primary responsibility for credit and monitoring of Commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Work with Relationship Managers to grow fees, deposits, and portfolio revenue by presenting Huntington financial solutions to customers.
• Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, and special reporting.
• Mentor Credit Analysts and collaborate with leadership on loan closings and credit actions.
• Present proposed credit actions to Senior Loan Committee and conduct portfolio reviews with senior management.

Skills

Credit analysis

Portfolio management

Relationship management

Financial analysis

Credit risk

Education

Bachelor's degree

12+ years CRE experience

Tools

CLOS

PMTS

MAX

CARS

MS Office Suite

RETS

AFS

Job description

## Portfolio Manager IIIApply: Office: Charlotte, NC: Full time: Posted Yesterday: R0076252# **Description****Summary:**The CRE Portfolio Manager III services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization. **Duties & Responsibilities:*** Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.* Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.* As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.* Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.* Manages a portfolio of commercial customers in partnership with the relationship manager.* Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account* .Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.* Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.* Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.* Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.* Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.* Work with RM on Loan Closings.* Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.* Conduct portfolio reviews with senior management.* Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.* Participation in special projects is expected.* Work with and mentor Credit Analysts to develop required competencies and experience.* Prioritize work to meet customer expectations.* Analysis of existing portfolio to identify trends and opportunities.* Maintain up-to-date knowledge of market/industry trends.* Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.* Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.**Basic Qualifications:*** Bachelor's degree* 12+ years CRE related experience**Exempt Status: (Yes** = not eligible for overtime pay) (**No** = eligible for overtime pay)Yes**Workplace Type:**OfficeOur Approach to **Office** Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.