Portfolio Manager II - ESOP Finance & Client Leadership

Wintrust Financial Corporation; Chicago (IL); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Medical Insurance

401(k) with company match

Annual bonus eligible

Job summary

Wintrust Financial Corporation seeks a Portfolio Manager II to support the Middle Market and ESOP Finance team. You will analyze commercial financial statements from $20M to $500M revenue and compute credit metrics including cash flow, leverage, working capital and collateral coverage.

You’ll be the primary contact for client relations, ensuring timely responses and coordinated reporting. Strong credit judgment and relationship skills are essential.

Qualifications

• Bachelor's degree in business, finance, accounting or related field.
• At least 4 years of commercial credit experience, corporate banking or middle market preferred.
• Strong risk management understanding and credit mitigants.
• Knowledge of risk ratings analysis, corporate finance and/or research.
• Strong analytical and financial modelling abilities.
• Excellent verbal and written communication skills.
• Proven client relationship capabilities.
• Proficient with Microsoft Office, advanced Excel modelling.

Responsibilities

• Manage an assigned portfolio of commercial customers in partnership with the relationship manager.
• Provide oversight of reporting for portfolio management (delinquency, exceptions, tickler tracking).
• Coordinate collection and review of financial statements and tax returns to comply with reporting requirements.
• Prepare credit packages for annual reviews, renewals, loan requests and portfolio reviews.
• Structure and underwrite complex commercial loan transactions in assigned portfolio.
• Provide credit recommendations to credit administration when needed.
• Review loan documentation with legal counsel to ensure proper closes and renewals.
• Support internal audits, loan reviews, compliance reviews and exams.

Skills

Financial analysis

Credit underwriting

Excel modeling

Client relations

Communication skills

MS Office proficiency

Moody's analytics familiarity

Education

Bachelor's degree in business administration, finance, accounting, or related discipline

Tools

Moody's Analytics

Job description

Wintrust Financial Corporation seeks a Portfolio Manager II to support the Middle Market and ESOP Finance team. You will analyze commercial financial statements from $20M to $500M revenue and compute credit metrics including cash flow, leverage, working capital and collateral coverage.

You’ll be the primary contact for client relations, ensuring timely responses and coordinated reporting. Strong credit judgment and relationship skills are essential.