Portfolio Associate: Mission-Driven Lending & Risk Analysis

Opportunity Finance Network; Washington (District of Columbia); Hybrid; USD 61,000 - 80,000; Full time

Benefits offered by this job

Dental plan

Health plan

Vision care

Hybrid work arrangements

Lifestyle Spending Account

Employee Assistance Program

Job summary

Opportunity Finance Network seeks a Portfolio Associate in Washington, D.C. to support oversight of on- and off-balance sheet loans and investments. You will perform financial analysis, compliance tracking, and portfolio reporting while delivering quality service to OFN borrowers.

This role requires high attention to detail and collaboration across Investment Services teams, with hybrid work options in the DC area.

Qualifications

• Bachelor’s Degree or related field; 3-5 years direct work experience in lieu of a degree.
• 2 to 4 years of experience in financial analysis, credit risk, or portfolio monitoring; CDFI or mission-driven lending experience preferred.
• Good understanding of portfolio management systems (e.g., Salesforce), Excel, and financial analysis.
• Familiarity with the CDFI industry, community lending practices, and mission-driven finance preferred.

Responsibilities

• Manage borrower reporting and covenant compliance, including collection and review of financial statements, base reports, and covenant worksheets.
• Review borrower compliance worksheets against loan covenants and flag issues to senior staff.
• Provide training and technical support to borrowers on reporting templates and submission requirements.
• With senior staff, perform annual credit reviews of borrowers, including analysis of audited financial statements and ratios.
• Spread borrower financial statements into OFN’s spreads template and support portfolio quality data analysis.
• Analyze portfolio trends and identify vulnerabilities by interpreting borrower ratios and external factors.
• Prepare waiver and modification requests with initial analyses and senior staff support.
• Present waivers and modification requests to credit approval bodies with senior staff.
• Assist in monitoring watchlist loans and identifying early signs of distress.
• Prepare quarterly and annual portfolio reports, dashboards, and committee packages.
• Ensure data accuracy in portfolio management systems (Salesforce, Excel, etc.).
• Schedule Credit Review and Investment Committee meetings, distribute packages, and record minutes.
• Support internal and external portfolio reporting, including third-party reviews.
• Collaborate with Investment Officers and other teams to ensure smooth handoffs from closing to active portfolio management.
• Work with Investment Officers on annual reviews and waiver/modification requests.
• Assist senior staff with special projects and strategic initiatives.
• Contribute to a culture of accountability, transparency, and collaboration within teams.

Tools

Salesforce

Excel

Job description

Opportunity Finance Network seeks a Portfolio Associate in Washington, D.C. to support oversight of on- and off-balance sheet loans and investments. You will perform financial analysis, compliance tracking, and portfolio reporting while delivering quality service to OFN borrowers.

This role requires high attention to detail and collaboration across Investment Services teams, with hybrid work options in the DC area.