Portfolio Analytics & Risk Reporting Analyst

northernbank; Woburn (MA); On-site; USD 65,000 - 85,000; Full time

Job summary

Northern Bank & Trust Company is seeking a Portfolio Analyst to support management, monitoring, and reporting of the Commercial Loan Portfolio in Massachusetts. You will assist with analytics, QA, risk tracking, and data management to ensure accurate portfolio information for strategic decision-making.

The role collaborates with Commercial Lending, Credit Administration, Loan Operations, and Portfolio Management to maintain data integrity and deliver effective reports.

Qualifications

• Bachelor’s degree or related field preferred.
• Experience in banking, commercial lending, credit administration, portfolio management or financial analysis preferred.
• Working knowledge of commercial loan documentation, financial statements, and lending regulations preferred.

Responsibilities

• Monitor and track financial statement reporting requirements, covenant compliance, and other loan-related obligations.
• Assist with portfolio monitoring activities including delinquent and matured loans, line of credit renewals, construction status reporting, concentration monitoring, and other risk management initiatives.
• Assist in overseeing loans and projects within the construction portfolio, including budget monitoring, advance tracking, general ledger reconciliation, and Board reporting support.
• Prepare loan modification, extension, and portfolio maintenance forms.
• Assist with document gathering and portfolio reviews associated with loan sales, participations, pledged assets, examinations, audits, and regulatory requests.

Skills

Analytical thinking

Communication skills

Attention to detail

Time management

Independence

Teamwork

Education

Bachelor's degree in Finance, Accounting, Business Administration, Economics

Experience in banking / lending / portfolio management

Knowledge of financial statements and lending regulations

Tools

Microsoft Excel

Power BI

SharePoint

PowerPoint

nCino/DocStar/core banking systems

Job description

Northern Bank & Trust Company is seeking a Portfolio Analyst to support management, monitoring, and reporting of the Commercial Loan Portfolio in Massachusetts. You will assist with analytics, QA, risk tracking, and data management to ensure accurate portfolio information for strategic decision-making.

The role collaborates with Commercial Lending, Credit Administration, Loan Operations, and Portfolio Management to maintain data integrity and deliver effective reports.