Portfolio Analyst

Dext Capital, LLC; Lake Oswego (OR); On-site; USD 80,000 - 100,000; Full time

Benefits offered by this job

Strong benefits

Growth opportunities

Job summary

A financial services company in Lake Oswego is seeking a Portfolio Manager to oversee the performance and risk profile of the company portfolio. The candidate will monitor metrics, conduct risk assessments, and partner with various departments to align on portfolio strategies. This role requires a Bachelor's degree in a relevant field and at least 3 years of experience managing credit or operational risk. Strong analytical and communication skills are essential in this fast-growing organization.

Qualifications

• Minimum of 3 years demonstrated experience managing credit or operational risk within a financial portfolio.
• Ability to synthesize complex data and communicate risk clearly to stakeholders.
• Familiarity with risk rating methodologies.

Responsibilities

• Monitor portfolio performance metrics including delinquency, default trends, concentration risk, and exposure limits.
• Conduct ongoing risk assessments to identify early warning indicators.
• Develop and execute action plans to mitigate credit and operational risk.
• Review financial statements and borrower performance to assess ongoing creditworthiness.
• Partner with Sales, Credit and Operations, and Asset Management to ensure alignment on portfolio strategy.
• Prepare portfolio performance reports for senior leadership.

Skills

Strategic thinking

Strong communication skills

Stakeholder management

Financial statement analysis

Proficiency in Excel

Financial modeling

Education

Bachelor’s degree in Finance, Accounting, Business, Economics, or related field

Job description

Dext Capital is a National, innovative, financial services company headquartered in the Portland Metro area. Dext offers an exceptional culture and countless opportunities for growth and advancement. We are seeking a motivated individual to join us as a Portfolio Manager to oversee the performance, quality and risk profile of the entire company portfolio. This role will play a critical part in protecting company assets, optimizing portfolio health, and supporting sustainable growth. The Portfolio Manager will proactively identify emerging risks, partner cross functionally to implement mitigation strategies, and ensure adherence to internal credit policies and regulatory standards.

Dext Capital has been named one of the top 5 fastest-growing companies in the Greater Northwest and a best place to work award recipient for the last 3 years. Dext offers strong benefits and is committed to leveraging technology while enabling our employees to grow in a high-performance environment

Job Duties/Responsibilities:

• Monitor portfolio performance metrics including delinquency, default trends, concentration risk, and exposure limits
• Conduct ongoing risk assessments to identify early warning indicators
• Develop and execute action plans to mitigate credit and operational risk
• Review financial statements and borrower performance to assess ongoing creditworthiness
• Recommend risk rating adjustments as appropriate
• Partner with Sales, Credit and Operations, and Asset Management to ensure alignment on portfolio strategy
• Participate in credit committee discussions as needed
• Prepare portfolio performance reports for senior leadership
• Maintain documentation in accordance with company policy and audit standards

Characteristics:

• Strategic thinking with a forward looking perspective
• Strong communication and stakeholder management skills
• High level of accountability and ownership

Experience Requirements:

• Bachelor’s degree in Finance, Accounting, Business, Economics, or related field
• Minimum of 3 years Demonstrated experience managing credit or operational risk within a financial portfolio
• Strong financial statement analysis skills
• Proficiency in Excel and financial modeling tools
• Ability to synthesize complex data and communicate risk clearly to stakeholders
• Familiarity with risk rating methodologies