Portfolio Manager

United Community Banks Inc.; South Carolina; On-site; USD 95,000 - 108,973; Full time

Job summary

United Community Banks Inc. is seeking a highly skilled Portfolio Manager to manage larger commercial credits and ensure portfolio soundness, profitability, and growth. The position involves providing credit and sales support, analyzing complex financial statements, and assisting in the loan process.

Candidates should possess a Bachelor's Degree in finance or accounting and have over 5 years of experience in commercial lending. This is a full-time, non-remote position based in South Carolina.

The expected pay range is USD $95,000.00 - USD $108,973.00 per year.

Qualifications

• 5+ years of experience in commercial lending.
• Ability to analyze complex financial statements and tax returns.
• Strong interpersonal and communication skills.

Responsibilities

• Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
• Provide credit and sales support to Commercial Lending.
• Assist in the loan process, including underwriting and closing.

Skills

Commercial lending experience

Credit policy knowledge

Analytical skills

Interpersonal skills

Organizational skills

Education

Bachelor's Degree in finance or accounting

Tools

Navigator

Job description

Overview

United Community is seeking a highly skilled Portfolio Manager. The Portfolio Manager is responsible for managing larger commercial credits, ensuring the portfolio meets soundness, profitability, and growth objectives. They provide credit and sales support to Commercial Lending, analyze complex financial statements, and prepare credit analysis packages. Additionally, they serve as a secondary contact on client relationships, identify cross-sell opportunities, and assist in the loan process. The Portfolio Manager plays a crucial role in maintaining operational excellence and supporting the overall growth of the portfolio.

What You’ll Do

• Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
• Provide credit and sales support to Commercial Lending.
• Analyze complex financial statements and prepare credit analysis packages.
• Serve as a secondary contact on client relationships.
• Identify cross-sell opportunities with new and existing clients.
• Assist in the loan process, including underwriting and closing.
• Prepare commitment letters and review loan documents.
• Assist lenders in their prospecting efforts.

Requirements For Success

• Bachelor’s Degree in finance or accounting preferred.
• 5+ years of experience in commercial lending.
• Proficient knowledge of credit policy, banking regulations, and loan documentation.
• Ability to analyze complex financial statements and tax returns.
• Strong interpersonal and communication skills.Excellent organizational and time management skills.
• Ability to work effectively within the company's credit culture.
• Proficiency with in‑house financial reporting applications, including Navigator.
• Good mathematical, reading comprehension, and writing skills.

Conditions of Employment

• Must be able to pass a criminal background & credit check
• This is a full‑time, non‑remote position

FLSA Status

• Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $95,000.00 - USD $108,973.00 /Yr.