Personal Lines Underwriter I

Pathways; Montgomery (AL); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Opportunity for annual performance bonus

Discounts on auto insurance

Health insurance

401(k) plan

Paid Time Off Bank

Short-term and long-term disability

Flexible healthcare spending accounts

Opportunities for advancement

Continuous training and support

College tuition discounts

Fitness center

Onsite cafeteria

Job summary

An insurance company in Montgomery, Alabama is seeking a Personal Lines Underwriter to evaluate and underwrite personal lines products. In this role, you will interact with the sales force, ensure a profitable book of business, and maintain excellent customer service standards. A bachelor's degree and 5 years of insurance experience are required. Benefits include annual performance bonuses, health insurance, and continuous training opportunities.

Qualifications

• 5 years of insurance experience required.
• Ability to understand policy language.
• Apply knowledge to underwriting personal lines business.

Responsibilities

• Underwrite personal lines new business and policy changes.
• Classify and monitor insurance risks.
• Maintain customer service standards in underwriting.

Skills

Communication skills

Mathematical skills

Proficiency in Microsoft Excel

Proficiency in Microsoft Word

Independent decision-making

Education

Bachelor's degree

CPCU designation

Job description

Company Overview

Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states.

Job Summary

Alfa is looking for talented and motivated individuals to join as a Personal Lines Underwriter. In this role you will work closely with the sales force to evaluate and underwrite various personal lines products. You will make quick, thoughtful decisions, handle multiple tasks, and adapt to changing situations in a fast‑paced environment. Alfa is committed to your professional development and career growth, offering on‑the‑job training and mentoring to help you succeed and prepare you for future opportunities.

Responsibilities

• Underwrite personal lines new business, rewrite new terms, and make policy changes while maintaining an acceptable loss ratio.
• Select, classify, and monitor insurance risks to maintain adequate rates for risk and ensure a profitable book of business.
• Maintain acceptable customer service standards and be thorough, consistent, and accurate in underwriting.

Qualifications

• Hold a bachelor’s degree (required) or CPCU designation and have 5 years of insurance experience.
• Excellent communication and basic mathematical skills.
• Proficient in Microsoft Excel and Microsoft Word.
• Ability to understand policy language, underwriting rates, rules, and guidelines and make independent decisions.
• Must be able to apply all knowledge to underwriting personal lines business.

Benefits/Perks

• Opportunity for annual performance bonus
• Discounts on auto insurance (underwriting approval required)
• Health, dental, supplemental cancer, vision insurance and 401(k) plan
• Paid Time Off Bank: 3 days PTO available after the first 80 hours worked for new hires
• Short‑term and long‑term disability
• Flexible healthcare and childcare spending accounts for tax savings
• Opportunities for advancement
• Continuous training and support throughout your career with Alfa
• College tuition discounts at various colleges in Alabama
• Fitness center
• Onsite cafeteria