Agency Underwriter I

Pathways; Montgomery (AL); On-site; USD 45,000 - 65,000; Full time

Benefits offered by this job

Annual performance bonus

Health insurance

401(k) plan

PTO after 80 hours

Disability insurance

Tuition discounts in Alabama

Fitness center

Onsite cafeteria

Job summary

Alfa Insurance® in Montgomery, AL is seeking an Agency Underwriter I to join our dynamic team. You will be responsible for underwriting, quoting and binding new and renewal policies, and processing endorsements and cancellations, working with agents and customers to gather information.

You will help assess risk, communicate professionally with sales force, customers, attorneys, and other underwriters, and strive to maintain an acceptable loss ratio through sound risk selection.

Qualifications

• High School Diploma required; college preferred.
• Six months’ work experience that required independent decision‑making abilities.
• Demonstrate excellent communication skills and basic mathematical abilities.

Responsibilities

• Underwrite, quote, bind new and renewal policies, and process endorsements and cancellations.
• Facilitate the placement of business that does not qualify within Alfa’s underwriting guidelines.
• Communicate professionally with sales force, customers, attorneys, and other underwriters in person, by telephone, e-mail, and handwritten messages.
• Contribute to Agency profitability by following standard of risk selection to maintain an acceptable loss ratio.

Skills

Excellent communication skills

Basic mathematical skills

Independent decision-making

Education

High School Diploma

College preferred

Job description

Company Overview

Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states.

Working as an Agency Underwriter I for Alfa Insurance® is more than providing customer service to agents and customers. It involves a wide range of responsibilities that contribute to the overall success of our organization. It’s becoming part of a team that is committed to excellence, integrity and exceeding expectations by providing the highest quality stewardship, financial information, and analysis of our companies. As part of the Alfa family, you can discover your purpose and help make a difference in the lives of our policyholders and your community.

Job Summary

Are you a self-starter, with a superior work ethic, high level of integrity, and a commitment to excellence? Our company is seeking a motivated Agency Underwriter I to join our dynamic team. Submit your resume today and let the journey begin.

Responsibilities

• Facilitate the placement of business that does not qualify within Alfa’s underwriting guidelines or with lines of business that Alfa does not write
• Responsible for underwriting, quoting, binding new and renewal policies, and processing endorsements and cancellations.
• Communicate professionally with sales force, customers mortgages, attorneys, and other insurance companies, intercompany personnel, i.e. accounting, claims, legal, life, and other underwriters, etc. in person, by telephone, e-mail, and handwritten messages relative to additional information needed.
• Contribute to Agency profitability by following standard of risk selection to maintain an acceptable loss ratio with each carrier.

Qualifications

• High School Diploma required; college preferred.
• Six months’ work experience that required independent decision‑making abilities is required.
• Demonstrate excellent communication skills, both verbal and written, basic mathematical skills, and ability to convey ideas to others and learn quickly.

Benefits/Perks

• Opportunity for annual performance bonus
• Discounts on your auto insurance (underwriting approval required)
• Benefits include: Health, dental, supplemental cancer, vision insurance and 401(k) plan
• Paid Time Off Bank to include 3 days PTO available after first 80 hours worked for new hires
• Short-term and long-term disability
• Flexible Healthcare and Childcare spending accounts for tax savings
• Opportunities for advancement
• Continuous training and support throughout your career with Alfa
• College tuition discounts at various colleges in Alabama
• Fitness center
• Onsite cafeteria