Personal Lines Underwriter

Bridge Specialty Group; Walnut Creek (CA); Remote; USD 46,838 - 53,726; Full time

Benefits offered by this job

Health Benefits

401k

Tuition Reimbursement

Paid Time Off

Holidays

Preferred Partner Discounts

Mental Health Services

Job summary

An established industry player is seeking a Personal Lines Underwriter to join their dynamic team in Walnut Creek. This role involves quoting, binding, and servicing complex property submissions while utilizing critical thinking and underwriting best practices. You'll have the opportunity to build strong relationships with both clients and carriers, ensuring accurate risk assessment and exceptional service. If you are passionate about the insurance industry and eager to contribute to a collaborative environment, this position offers a unique chance to grow your career while making a significant impact in the field.

Qualifications

• 3-5 years of personal lines underwriting experience required.
• Current California State Insurance License is mandatory.

Responsibilities

• Quote, bind, and service complex property submissions.
• Build and maintain positive agency and carrier relationships.

Skills

Personal Lines Underwriting

Critical Thinking

Communication Skills

Risk Assessment

Customer Service

Education

California State Insurance License

CPCU or CIC designations

Tools

MS Office (Word, Excel, Outlook)

Agency Management Software Systems

Job description

Personal Lines Underwriter page is loaded

Personal Lines Underwriter

Apply remote type Remote locations Walnut Creek, CA, USA time type Full time posted on Posted 9 Days Ago job requisition id R25_0000000690

Brown & Brown is seeking a Personal Lines Underwriter to join our growing team in Walnut Creek, CA .

The Personal Lines Underwriter is responsible for quoting, binding, and servicing complex property submissions with a non-admitted carrier. The Personal Lines Underwriter also assists customers in determining risk placement amongst a wide variety of admitted and non-admitted products offered by our agency.

How You Will Contribute:

• Use critical thinking, understanding of the market, and underwriting best practices to determine individual risk acceptability, pricing, best coverage, terms, and conditions within established authority and carrier guidelines.
• Provide clear communication and documentation of rationale for decisions and options.
• Review inspection reports to confirm eligibility and accuracy of risk presentation; communicate required action and present solutions as needed to maintain profitability and retention.
• Collect proper documentation and forms to maintain customer files accurately and consistently in accordance with department workflows and procedures.
• Collect and review Surplus Lines forms for accuracy and completeness.
• Build and maintain positive agency and carrier relationships with regular communication.
• Assist customers in determining risk placement amongst a wide variety of admitted and non-admitted markets.
• Assist customers in servicing accounts; respond to inquiries in a timely and professional manner.
• Identify potential errors and omissions exposures and implement procedures which will minimize or eliminate them.
• Train team members on carrier products and procedures; serve as a resource for internal staff when addressing technical underwriting issues, keep underwriting training materials up to date and communicate changes to the team.

Licenses and Certifications:

• Current California State Insurance License and appropriate Non-Resident Licenses.
• CPCU and/or CIC designations (preferred).

Skills & Experience to Be Successful:

• 3-5 years of personal lines underwriting experience.
• E&S wholesale experience (preferred).
• Working knowledge of MS Office (Word, Excel, & Outlook).
• Working knowledge of carrier websites (preferred).
• Experience with Agency Management Software Systems.

Pay Range: 34.00 - 39.00 Hourly

The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.

Teammate Benefits & Total Well-Being:

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance.
• Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement.
• Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services.
• Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts, and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

The Power To Be Yourself:

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

About Us

At Bridge Specialty Group, our unwavering commitment to unity, diversity, and individual growth sets the stage for a workplace like no other. We believe in the power of One Team, where collaboration fuels unlimited possibilities.

As One Team, we are anchored in the ‘Power of Be’, a core set of behaviors, skills, and characteristics we value most. It is part of our cultural DNA, influencing how we get stuff done every day and how we accomplish our goals, creating a link between what we do and how we do it.

We are more than a global insurance wholesaler; we are a collective force of over 2,000+ teammates across 50+ locations throughout the United States and Europe. With 25+ specialized brands and access to 200+ carriers, we seamlessly connect the diverse needs of our retail partners in property, casualty, environmental, professional, workers' compensation, and personal lines. Together, we build trust, exceeding expectations. Our $5 billion+ premium book is a testament to our collaborative partnerships.

Here, your uniqueness is celebrated, you are rewarded for your contributions, and we invest in your professional growth, offering tools, resources, and mentorship to support your career goals. You will be proud to be a part of a team that defines excellence and pushes the boundaries of what is possible. 'One Team, Unlimited Possibilities' is not just a slogan – it's the core of who we are.

And the exciting part? We're always on the lookout for talented teammates like yourself. If you don't see an opening today, click on Introduce Yourself at the top of the page. Share your aspirations and attach your resume. We look forward to getting to know you!

If you are an existing Bridge Specialty Group teammate, please click here to apply to a job on our internal career site.