Personal Lines Underwriter

One80 Intermediaries; Colorado; Hybrid; USD 60,000 - 80,000; Full time

Job summary

A leading insurance company is seeking a Personal Lines Underwriter in Colorado Springs, CO. This hybrid role involves managing submissions from agents and brokers, determining pricing and coverages, and interacting with carriers. Candidates should have 3-5 years of personal lines insurance underwriting experience and proficiency in Microsoft Office. This position offers a chance to work in a dynamic environment with a focus on insurance distribution.

Qualifications

• 3-5 years of personal lines insurance underwriting experience required.
• 1-2 years of wholesale distribution experience strongly preferred.
• Proficiency with Microsoft Office products such as Word, Outlook, and Excel.

Responsibilities

• Manage submissions to reach quote status within a service level agreement.
• Interact with carriers and producers for needed information.
• Review and respond to underwriting reviews and audits.

Skills

Personal lines insurance underwriting

Loss development analysis

Microsoft Office proficiency

Wholesale distribution experience

Job description

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We’re seeking a Personal Lines Underwriter to develop and maintain sales representative, agent, and broker relationships. The Access One80 team intakes submissions from every state from over 21,000 retail agencies via a class leading portal. This position is a hybrid role based out of Colorado Springs, CO and will help our distribution partners place Excess and Surplus policies for a wide variety of classes.

Your Impact:

• Ensures all submissions are effectively managed to reach decline or quoting status within a defined service level agreement.
• Necessary interaction with carriers and producers to gather needed information in an organized manner. Determines the pricing, coverages and exclusions for each submission.
• Responsible for reviewing and responding to back-end underwriting reviews and new business audits. Documents underwriting decisions within standards and expectations.
• Provides reports necessary to perform underwriting analysis.
• Follows up on open quotes.

Successful Candidates Will Have:

• 3-5 years of personal lines insurance underwriting experience required. 1-2 years of wholesale distribution experience strongly preferred.
• Must possess the ability to appropriately apply loss development and advanced loss analysis concepts to achieve optimal pricing of a risk and creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve company objectives.
• Proficiency with Microsoft Office products such as Word, Outlook and Excel required.

A digital MGA, Access One80 focuses on commercial and personal lines on an E&S basis. We access leading carriers in the US and UK to offer online rating and quoting for dozens of lines of business. We offer in‑house binding authority and wholesale brokerage services across all lines of coverage.

One80 Intermediaries is part of Arrowhead Intermediaries, a global insurance distribution platform that offers deep specialization, scale, and innovation_fs across wholesale brokerage, program administration, and specialty insurance. With more than 7,000 professionals worldwide and a collective portfolio exceeding $18 billion in premium placed in 2024, our combined organization delivers a diverse tradingAMES platform for insurance carriers as well as expanded access and niche solutions for brokers and customers navigating complex and hard‑to‑place risks. The platform combines entrepreneurial culture with operational excellence to deliver tailored solutions and long‑term value across the insurance ecosystem.

For more information, please visit one80.com or if you have any questions about this posting, please kontakte [e-mail].

Seniority level

Associate

Employment type

Full‑time

Job function

General Business

Industries: Insurance

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