Personal Banking & Lending Advisor

BMO U.S.; Sacramento (CA); On-site; USD 46,000 - 76,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Retirement savings plans

Accident and life insurance

Job summary

BMO U.S. is seeking a customer-focused banking professional to deliver exceptional service and tailored financial guidance in support of personal and small business customers.

You will engage with clients, assess needs, and present suitable banking solutions across everyday banking, lending, and investments, while leveraging digital tools to enhance the customer experience. Success requires collaborative teamwork, strong communication, and a commitment to regulatory compliance and risk-aware

Qualifications

• Experience in financial services or retail banking is preferred.
• Strong communication and interpersonal skills.
• Ability to assess customer needs and recommend appropriate solutions.

Responsibilities

• Provide needs-based assessments to identify financial solutions and opportunities.
• Engage existing customers and prospects to grow loyalty and cross-sell products.
• Advise on digital and self-serve options to simplify the banking experience.
• Collaborate with branch teams and partners to deliver a seamless customer journey.
• Ensure accurate data entry and lending recommendations in line with policies and compliance.

Skills

Customer service

Needs-based selling

Financial solutions

Cross-team collaboration

Regulatory knowledge

Education

Post-secondary degree

Job description

BMO U.S. is seeking a customer-focused banking professional to deliver exceptional service and tailored financial guidance in support of personal and small business customers.

You will engage with clients, assess needs, and present suitable banking solutions across everyday banking, lending, and investments, while leveraging digital tools to enhance the customer experience. Success requires collaborative teamwork, strong communication, and a commitment to regulatory compliance and risk-aware