Personal Banker/Consumer Lender

BankIn Minnesota; Delano (MN); On-site; USD 50,000 - 75,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401(k)

Disability insurance (short-term)

Disability insurance (long-term)

Paid holidays

Paid time off

Job summary

Minnesota Lakes Bank is hiring a Personal Banker/Consumer Lender in Minnesota. The role focuses on serving customers seeking consumer and real estate loans, growing loan portfolios, and supporting bank efficiency.

Salary range is $50,000 to $75,000 per year with benefits including health, dental and vision insurance, 401(k), disability coverage, paid holidays and paid time off.

Qualifications

• Minimum of 3 years of lending experience required.
• Experience with consumer and real estate loan portfolios preferred.

Responsibilities

• Process loan applications and analyze financial information.
• Make credit decisions within loan policy guidelines.
• Ensure timely processing and closing of loans and proper documentation.
• Refer customers to secondary real estate loan market when appropriate.
• Provide banking services to customers and answer questions as needed.
• Participate in community events and bank initiatives.

Skills

Customer service

Financial analysis

Credit review

Job description

Minnesota Lakes Bank

Location

Mound & Delano, MN

Job Title

Personal Banker/Consumer Lender

Overview

Provide service to customers and prospective customers seeking consumer and real estate loans. Manage and grow consumer and real estate loan portfolios. Provide support to other employees for overall bank efficiency.

Salary range: $50,000 - $75,000 per year. Benefits include: Health, dental and vision insurance, 401(k), long & short-term disability, paid holidays and paid time off.

Responsibilities

• Process loan applications
• Analyze customer's financial information
• Make credit decisions within loan policy guidelines
• Ensure timely application process and follow-through to closing
• Ensure all policies and procedures are followed and required compliance documentation is in order
• Refer customers to the secondary real estate loan market as necessary
• Service Consumer Loan Customers
• Receive and process consumer loan applications
• Determine applicant qualifications for credit check, credit history, employment, and debt ratio
• Arrange to have bank's secured interest recorded on all collateral
• Perform collection work on delinquent loans
• Assure that all appropriate loan documents are completed and signed
• Provide Banking Services for Any Customer as Circumstances Dictate
• Assist walk-in and call-in customers with questions
• Assist other bank staff as needed
• Community Involvement
• Participate in community events and organizations that improve the quality of life in the communities we serve
• Perform Other Job-related Duties or Special Projects as Assigned

Requirements

Minimum of 3 years of lending experience required

Deadline

08/14/2026