Personal Banker

Oxford Bank; Ortonville (MN); On-site; USD 35,000 - 55,000; Full time

Job summary

An established industry player is seeking a Personal Banker to serve as the primary customer contact in their branches. This role is vital in fostering long-term relationships with both consumer and business clients, ensuring their financial needs are met with expertise and care. Personal Bankers will engage in meaningful conversations, recommend suitable banking products, and proactively follow up to enhance customer satisfaction. The ideal candidate will possess strong customer service skills and a passion for helping clients achieve their financial goals, all while working in a supportive and inclusive team environment.

Benefits

Medical Benefits

Dental Benefits

Vision Benefits

Life Insurance

401(k) Retirement Plan

Paid Time Off

Paid Holidays

Employee Wellness Program

Tuition Assistance Program

Qualifications

• 3+ years of customer service experience preferred.
• 2+ years of banking experience preferred.
• Knowledge of bank operating systems and compliance.

Responsibilities

• Build and manage lifelong relationships with clients.
• Resolve customer complaints and ensure satisfaction.
• Process teller transactions and maintain operational integrity.

Skills

Customer Service

Relationship Building

Problem Resolution

Financial Knowledge

Communication Skills

Education

Bachelor's Degree

Higher Education

Tools

Microsoft Office

DocuSign

Job description

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The Personal Banker is the face of Oxford Bank and will act as the primary customer contact within each branch. Personal Bankers of all levels will be lead team members in building and managing lifelong relationships with both consumer and business clients. Personal Bankers demonstrate a genuine interest in their customers and ask questions to understand financial needs and priorities. Personal Bankers will be product knowledge experts and understand the functions of all lines of business at Oxford Bank. Personal Bankers present options to clients to make their banking easy and convenient, ensuring the needs of the client always come first. Cultivating strong relationships will come through by recommending products, services and processing all transaction types. Personal Bankers have a genuine interest in learning and understanding client financial goals, both short and long term. Personal Bankers proactively contact customers by phone to follow up on client satisfaction, build relationships, and address any additional financial needs. Solutions to help customers will be directly recommended and implemented by the Personal Banker or bank experts/partners. The Personal Banker is the primary manager for customer relationships, is empowered and responsible to ensure bank partners provide excellent service and solutions to help the customer reach their goals. Special emphasis is placed on assisting customers with more complex needs such as personal financial reviews, lending services, small business needs, investments, and retirement.

Primary Responsibilities

Put customers at the center of everything you do

Display a friendly, positive attitude when serving both internal and external customers

Build relationships with customers that go beyond one interaction

Focus on customer long-term financial needs

Engage customers in meaningful financial conversations that include understanding what’s important to them

Inform customers of appropriate options available to help achieve financial goals

Proactively follow up with customers on commitments, satisfaction, and ongoing financial conversations to build lifelong relationships

Earn customer trust

Demonstrate awareness and respect for customers’ time by ensuring all interactions are efficient and accurate

Follow all policies and procedures required to maintain accuracy, manage risk, prevent fraud, and protect customers

Resolve customer complaints and concerns

Execute problem resolution steps in compliance with Oxford Bank protocols

Listen carefully to customers, displaying empathy for any situation

Take ownership of the issue and follow up to ensure the issue is resolved

Possess strong character and values

Follow Oxford Bank Cultural Values (Core Values); see attached Culture Book

Exhibit a high degree of integrity, trustworthiness and professionalism, all the time

Manage risk by maintaining appropriate controls to ensure operational integrity and compliance with applicable regulations, policy requirements and audit procedures

Embrace the opportunity to learn

Learn the features, fees and benefits of products and services that help meet customer needs

Seek opportunities for self-guided learning and embrace coaching and feedback from fellow team members

Work effectively with a diverse team

Lead by example to create an inclusive and professional environment where all team members are treated with respect and diversity is valued

Demonstrate genuine care for every team member, taking the initiative to assist others

Participate in meetings and share ideas to help achieve team objectives

Additional position requirements

Cash handling; process teller transactions, vault duties, ITM/ATM assistance

Operational excellence and internal/operational audit responsibilities

Open and Close accounts, account servicing and maintenance, and routine bank transactions

Any other tasks as needed and assigned by management

Accountable for maintaining performance standards, branch goals, and to contribute to the overall growth objectives of the branch and the bank (Goals are established and reviewed on an annual basis)

Technical Skills

Knowledge and experience with bank computer and core operating system requirements, compliance and security. Basic PC skills to include working knowledge of Microsoft Office Applications, Word, Excel, Adobe, PowerPoint, DocuSign

Education and Experience

3 + years of customer service experience preferred

2 + years of banking experience preferred

Bachelor’s degree and/or higher education preferred

Eligible Team Members of Oxford Bank enjoy the following benefits:

• Health and welfare benefits, including medical, dental, vision, life, FSA and disability.
• Employee Wellness Program
• Employee Tuition Assistance Program
• 401(k) Retirement Plan with Company Match: Our 401(k) plan provides a wide range of investment options.
• Paid Time Off: Our PTO policy provides team members with paid time off from work for vacation, personal business and sick time.
• Paid Holidays: Ten paid holidays annually.

Additional Information

Department: Personal Banking • Reports to: Branch Manager • Travel: None - may be asked to help at other branch locations occasionally

Hours of work: Monday through Friday work hours with chance of Saturday rotation hours as needed for possible appointments.

“Oxford Bank is an equal opportunity employer and is committed to providing equal employment opportunities and an environment free of discrimination and harassment. All employment decisions at Oxford Bank are made without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, veteran or disability status.”