Personal Banker

MidWestOne Bank; Forest Lake (MN); On-site; USD 60,000 - 80,000; Full time

Job summary

MidWestOne Bank recherche un Personal Banker pour développer des relations clients et offrir des conseils financiers. Le candidat assumera un rôle de leader, assistera les autres banquiers, et participera à des événements communautaires tout en recevant un salaire compétitif et des avantages attractifs.

Benefits

Compensation de base compétitive avec incitations

Opportunités de développement de carrière et d'apprentissage continu

Congé payé, congés fériés et congé parental

Plan de retraite 401(k) avec correspondance de l'entreprise

Assurances médicales, dentaires et visuelles

Programme de réduction des dettes étudiantes

Plan d'actionnariat salarié

Journée wellness

Services bancaires gratuits et autres réductions

Journée chien au travail en juin

Qualifications

• Diplôme associé ou expérience de travail équivalente requise.
• 1-2 ans d'expérience dans un rôle lié à la vente et au service préférée.
• Expérience bancaire ou financière est un atout.

Responsibilities

• Développer et entretenir des relations avec les clients.
• Identifier et traiter des demandes de prêts consommateurs.
• Participer aux initiatives de sensibilisation des clients.

Skills

Customer Relationship Management

Sales Skills

Financial Solutions Guidance

Leadership

Education

Associates Degree

Job description

Overview

Small enough to care. Big enough to deliver.

As a Personal Banker, is responsible for developing and maintaining relationships with customers and prospects by providing financial advice and solutions based on their retail accounts, loans, and service needs. Identifies opportunities to connect customers with other business lines to strengthen the relationship. Performs in a leadership role to assist less experienced Bankers in their development or to meet and resolve customer needs. Actively participates in proactive customer outreach initiatives and community events. May assist with operational duties, including banking transactions, and may fill in at various locations as requested.

Responsibilities

• Identifies customer needs by asking open-ended questions to recommend and open appropriate deposit accounts for consumer and business ownerships, and related retail services.
• Originates and processes consumer loan applications; handles loan closings and collection activities.
• Participates in customer outreach initiatives and campaigns to achieve sales goals.
• Uses bank technology to track related activities and progress towards goals.
• Proactively identifies and makes referrals to other business lines and connects customer to the appropriate employee.
• Performs necessary tasks to establish and/or update accounts, and services.
• Embraces leadership opportunities within the branch by:
  • Acting in a leadership capacity when Retail Branch Team Leader, Assistant Team Leader or Senior Banker is not available (including resolution of difficult or sensitive customer situations);
  • Assisting with sales skills development activities;
  • Assisting others with complex consumer, fiduciary, or business ownership accounts and relevant services.
• Provides backup support for operational duties and banking transactions while adhering to all processing and balancing requirements.
• Volunteers for community organizations and participates in community events.
• Performs other duties as assigned.

Qualifications

• Associates degree or equivalent combination of education and related work experience.
• In addition to education in the field of business or related field, prefer 1-2 years of experience in a sales and service-related role.
• Banking or financial experience is preferred.

Created By : Compensation Range

Compensation

Hiring Pay Range: $21.50- $28.50 The starting pay range for this position is commensurate with experience. The compensation offered to a candidate may be influenced by a variety of factors including skills, qualifications, experience, and location. MidWestOne Bank offers a competitive benefits package, including but not limited to medical, dental, vision, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurances, parental leave, and student loan reduction.

The Perks!

• Competitive base compensation with additional performance-based incentives (incentives vary depending on role)

• Career development and continuous learning opportunities
• Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more
• 100% vested 401(k) Retirement Plan with company match
• Medical, Dental, and Vision insurance
• Flex spending plan & Health savings accounts with employer contribution
• Student Loan Debt Reduction Program
• Employee Stock Ownership Plan
• Employer provided group life insurance with option to purchase additional life insurance for you and your family members
• Employer provided long term and short term disability insurance
• Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance, and Hospital Indemnity
• Wellness Program
• Free banking services and other financial services discounts
• Take Your Dog to Work Day in June
• Employee Rally Day- a day of celebration and recognition!

RISE stands for Retention, Innovation, Support, and Empowerment. Through RISEwe aspire to create and sustain a culture of respect and belonging that is reflected in the workplace and the communities we serve.

Let's build something great, together.