Payments Operations Specialist - Card, PCI & Reconciliation

Subway Group; Miami (FL); On-site; USD 53,000 - 66,000; Full time

Benefits offered by this job

Insurance Plans

Pension/401K/RSP

Competitive Bonus

Mobility Allowance

Tuition Reimbursement

Company Holidays

Volunteering time

Job summary

Subway is hiring a Payment Operations Specialist in Miami, FL to process and reconcile card, ACH, and gift card payments. You will work with internal teams and third‑party processors to fix errors and maintain accurate payment records for Subway and its franchisees.

The role emphasizes resolving disputes, maintaining PCI controls, and generating management reports while collaborating with payment processors and vendors to resolve issues.

Qualifications

• Bachelor's degree and 1–3 years of experience in payment product, transaction processing, or finance work for payments and/or gift card at a merchant
• Working knowledge of card network rules (Visa, Mastercard, AMEX) and payment processing platforms
• Experience identifying and resolving transaction errors
• Strong attention to detail and the ability to manage multiple transactions accurately
• Proficient in MS Excel and familiar with payment processing and reconciliation systems
• Willingness to learn, adapt, and use AI tools to support payment product and reconciliation work

Responsibilities

• Process and reconcile daily payment transactions across card, ACH, and gift card channels
• Monitor payment systems and quickly resolve transaction errors
• Help resolve chargebacks and payment disputes
• Support PCI compliance documentation and controls for Subway and its franchisees
• Prepare payment reports for management
• Partner with payment processors and vendors to solve processing issues
• Keep payment procedures and documentation up to date

Job description

Payment Operations Specialist – Miami, FL

Ready for a fresh, new career? Look no further because one of the world’s most iconic brands can help you get there.

Why Join Us?

At Subway, “better” is baked into our DNA.We are a brand that believes in continued improvement … in our lives, our businesses, and our planet. From thehandshakethat started our very first sandwich shop to earning our position as one of the world’s leading restaurant brands, we’ve always embraced change and the path ahead. And today, we're making better living way easier. Our purpose is about more than the food we serve in our restaurants. It’s centered onfueling healthy businesses and healthier lives. It is one of the most exciting times to join the Subway team and contribute to our transformational journey.

About the Role:

The Payment Operations Specialistprocesses, reconciles, and monitors payment transactionsacross card, ACH, and gift card payments. This role works with internal teams and outside payment processors to find and fix transaction errors, keep payment records accurate, and handle the daily work of the Payment Product team for Subway and its franchisees.

Responsibilities include but are not limited to:

• Process and reconcile daily payment transactions across card, ACH, and gift card channels
• Monitor payment systems and quickly resolve transaction errors
• Help resolve chargebacks and payment disputes
• Support PCI compliancedocumentation and controls for Subway and its franchisees
• Prepare payment reports for management
• Partner with payment processors and vendors to solve processing issues
• Keep payment procedures and documentation up to date

Qualifications (some examples listed below):

• Bachelor's degree and 1–3 years of experience in payment product, transaction processing, or finance work for payments and/or gift card at a merchant
• Working knowledge of card network rules (Visa, Mastercard, AMEX) and payment processing platforms
• Experience identifying and resolving transaction errors
• Strong attention to detail and the ability to manage multiple transactions accurately
• Proficient in MS Excel and familiar with payment processing and reconciliation systems
• Willingness to learn, adapt, and use AI tools to support payment product and reconciliation work

What do we Offer?

• Insurance Plans (Medical/Life)
• Pension/401K/RSP (countryspecific)
• Competitive Bonus
• Mobility Allowance
• Tuition Reimbursement
• Company Holidays
• Volunteering time
• And Many More…

Compensation: The base pay range for this role is $ 52,700-$65,900 annually

Actual pay is determined based on a number of job-related factors including skills, education, training, credentials, qualifications, scope and complexity of role responsibilities, geographic location, performance, and working conditions.