Payments & Crypto Compliance Ops Specialist

The Bitcoin Street Journal; New York, Northern (NY, KY); Hybrid; USD 90,000 - 130,000; Full time

Job summary

Fin is building a first-of-its-kind compliance operations function in New York to scale risk management for payments and crypto rails. You will own KYB/CDD reviews, screening, and the optimization of manual processes into auditable workflows.

You will collaborate with engineering to automate and tighten controls while handling real alerts, real entities, and real partner requests in a fast-paced fintech environment.

Qualifications

• 1-4+ years in compliance operations at a fintech, payments company, crypto business or bank, with direct ownership of AML, KYB/CDD and/or EDD reviews.
• Strong business due diligence skills: you can untangle multi-layer ownership, read formation documents and registry records, and tell when a business’s story does not add up.
• Experience investigating unusual activity and writing referrals or case narratives that another compliance team could act on without follow-up questions.
• Working knowledge of the BSA/AML framework, FinCEN guidance and FATF standards as they apply to payments and digital assets.
• Clear, precise writing. Your memos and RFIs hold up to partner, auditor and examiner review.

Responsibilities

• Own the KYB/CDD review queue: use our tooling to verify legal entity, formation and DBA records, registered and operating addresses, website and commercial footprint, beneficial owners (25%+) and control persons.
• Manage customer risk rating process, and run enhanced due diligence on higher-risk profiles such as complex ownership, PEP exposure, high-risk industries or FATF-monitored jurisdictions.
• Issue and track RFIs, judge whether responses actually resolve the gap, and write clear disposition memos, including decline and exit recommendations.
• Disposition sanctions, PEP and adverse media matches for entities and associated persons, with documented rationale.
• Triage blockchain analytics alerts on inbound and outbound transfers, and run hold-and-review workflows for flagged funds as pre-transaction interdiction comes online.
• Partner, audit and program readiness: Answer partner due diligence and information requests accurately and on time, and deliver against our partner reporting calendar.
• Write and maintain the procedures and runbooks that sit under our compliance programs.
• Track and report operating metrics such as queue age, review turnaround, alert volumes, RFI aging and override rates.
• Spot recurring manual work and turn it into a tooling or workflow fix.

Skills

Compliance operations

Due diligence

AML knowledge

Writing memos

Tools

Persona

Middesk

Case management platforms

Chainalysis

TRM

Job description

Fin is building a first-of-its-kind compliance operations function in New York to scale risk management for payments and crypto rails. You will own KYB/CDD reviews, screening, and the optimization of manual processes into auditable workflows.

You will collaborate with engineering to automate and tighten controls while handling real alerts, real entities, and real partner requests in a fast-paced fintech environment.