Payments Business Analyst

Artifintech; Jersey City (NJ); On-site; USD 120,000 - 160,000; Full time

Job summary

ARTIFICIAL INTELLIGENCE TECHNOLOGIES LLC in Jersey City, NJ seeks a Senior Payments Business Analyst with deep SAP IDoc-based payment integration expertise to support a large ISO 20022 migration and Hybrid Address project. You will map IDoc messages to ISO 20022 formats and ensure CBPR+ compliance.

The role requires hands-on experience with legacy payment formats and close collaboration with SAP, payments, and integration teams. This position offers an on-site role in the U.S.

Qualifications

• 8–12+ years in payments domain business analysis.
• Hands-on SAP IDocs experience for payments (e.g., PAYEXT, ACC_DOCUMENT, custom IDocs).
• Strong understanding of ISO 20022, CBPR+, and Hybrid Address mandates.
• Experience with SWIFT, H2H file-based integrations.
• Ability to work with poorly documented or custom legacy implementations.
• Strong documentation and stakeholder communication skills.

Responsibilities

• Analyze end-to-end payment processing workflows, including H2H and SWIFT channels.
• Perform field-by-field mapping from SAP IDoc payment messages to ISO 20022 formats (e.g., pain.001, pacs.008).
• Support Hybrid Address and CBPR+ compliance requirements.
• Translate business payment requirements into detailed mapping specifications and data dictionaries.
• Work closely with SAP functional/technical teams, integration teams, and payments operations.
• Troubleshoot IDoc-related data, mapping, and transformation issues during migration and testing.
• Support SIT/UAT cycles and production readiness activities.

Job description

We are seeking Senior Payments Business Analysts with deep expertise in SAP IDoc-based payment integrations to support an enterprise-wide ISO 20022 and Hybrid Address migration initiative. This role requires hands-on experience with legacy payment formats, complex field-level mappings, and close collaboration with SAP, payments, and integration teams.

Key Responsibilities

• Analyze end-to-end payment processing workflows, including H2H and SWIFT channels.
• Perform field-by-field mapping from SAP IDoc payment messages to ISO 20022 formats (e.g., pain.001, pacs.008).
• Support Hybrid Address and structured/unstructured address compliance requirements (CBPR+).
• Translate business payment requirements into detailed mapping specifications and data dictionaries.
• Work closely with SAP functional/technical teams, integration teams, and payments operations.
• Troubleshoot IDoc-related data, mapping, and transformation issues during migration and testing.
• Support SIT/UAT cycles and production readiness activities.

Required Skills & Experience

• 8–12+ years in payments domain business analysis.
• Strong hands-on experience with SAP IDocs related to payments (e.g., PAYEXT, ACC_DOCUMENT, custom payment IDocs).
• Solid understanding of ISO 20022, CBPR+, and Hybrid Address mandates.
• Experience with SWIFT, H2H file-based integrations.
• Ability to work with poorly documented or custom legacy implementations.
• Strong documentation and stakeholder communication skills.

ARTIFICIAL INTELLIGENCE TECHNOLOGIES LLC is an equal opportunity employer inclusive of female, minority, disability and veterans, (M/F/D/V). Hiring, promotion, transfer, compensation, benefits, discipline, termination and all other employment decisions are made without regard to race, color, religion, sex, sexual orientation, gender identity, age, disability, national origin, citizenship/immigration status, veteran status or any other protected status. ARTIFICIAL INTELLIGENCE TECHNOLOGIES LLC will not make any posting or employment decision that does not comply with applicable laws relating to labor and employment, equal opportunity, employment eligibility requirements or related matters. Nor will ARTIFICIAL INTELLIGENCE TECHNOLOGIES LLC require in a posting or otherwise U.S. citizenship or lawful permanent residency in the U.S. as a condition of employment except as necessary to comply with law, regulation, executive order, or federal, state, or local government contract