Payments Architecture Lead — AI-Driven Enterprise Solutions

JPMorganChase; Plano (TX); On-site; USD 150,000 - 190,000; Full time

Job summary

JPMorganChase is seeking a Senior Lead Architect within the Commercial & Investment Bank (Payments Technology) to develop high-quality architecture solutions for applications and platform products, shaping target state architecture across domains.

You will guide governance, provide technical direction to teams and vendors, and leverage AI capabilities securely with human-in-the-loop validation, influencing design and engineering practices across the organization.

Qualifications

• Formal training or certification on architecture concepts and 5+ years applied experience.
• Hands-on practical experience delivering system design, application development, testing, and operational stability.
• Advanced in one or more programming languages and deep expertise in software architecture, applications, and technical processes within one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile).
• Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity.
• Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures while meeting resiliency, security, and auditability requirements.
• Ability to tackle design and functionality problems independently with little to no oversight.
• Ability to evaluate current and emerging technologies to select or recommend the best solutions for the future state architecture.
• Strong judgment and communication skills to influence technical direction across teams.

Responsibilities

• Represent a product family in technical governance bodies and propose improvements to architecture governance practices
• Regularly provide technical guidance and direction to support the business and its technical teams, contractors, and vendors
• Leverage enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data
• Guide evaluation of current and new technologies using existing standards and frameworks, influencing peers and decision-makers to adopt leading-edge solutions where appropriate
• Drive decisions that influence product design, application functionality, and technical operations and processes
• Develop secure and high-quality production code, and review and debug code written by others
• Serve as a function-wide subject matter expert and contribute to the engineering community as an advocate of firmwide software development lifecycle frameworks and practices
• Establish reuse-first AI-enabled engineering patterns and governance across software development lifecycle and toolchain practices, ensuring traceability, auditability, resiliency, and security controls

Skills

Architecture concepts

System design

AI capabilities

Cloud computing

Security & compliance

Technical leadership

Job description

JPMorganChase is seeking a Senior Lead Architect within the Commercial & Investment Bank (Payments Technology) to develop high-quality architecture solutions for applications and platform products, shaping target state architecture across domains.

You will guide governance, provide technical direction to teams and vendors, and leverage AI capabilities securely with human-in-the-loop validation, influencing design and engineering practices across the organization.