Senior Architect: AI‑Driven Commercial Card Payments

Next Frontier Capital; Chicago (IL); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorganChase invites applications for a Senior Lead Architect in Payments Technology – Commercial Card. You will shape target state architecture across cloud, data, and AI-adjacent systems, partnering with product and engineering to define architecture and guide critical capabilities.

You will contribute hands-on design and implementation of secure, scalable solutions, drive technology strategy, and mentor teams while advancing AI-enabled development within a regulated environment.

Qualifications

• Formal training or certification on software engineering concepts and 5+ years applied experience.
• Strong hands-on experience delivering system design, application development, testing, and operational stability.
• Advanced proficiency in one or more programming languages, platforms, or architectural styles.
• Solid knowledge of software architecture, application design, and technical processes, with depth in one or more domains (e.g., cloud, distributed systems, data, AI/ML-adjacent architectures).
• Ability to independently solve complex design and functionality problems with limited oversight.
• Practical experience building and operating cloud-native solutions.
• Ability to evaluate current and emerging technologies—including AI-assisted development and automation tools—and recommend solutions aligned to architecture goals.
• Demonstrated commitment to teamwork, inclusion, and mentoring less-experienced engineers.
• Comfort working in AI-augmented development environments to accelerate design, coding, testing, and analysis.

Responsibilities

• Represent Commercial Card platforms or product areas in architecture and technical governance forums
• Provide feedback on architecture standards and propose improvements, including guardrails for AI usage and automation in regulated environments
• Guide evaluation of existing and emerging technologies, including AI‑assisted development tools and intelligent platform capabilities
• Provide technical guidance to engineering teams, product partners, contractors, and vendors, enabling AI‑augmented engineering workflows
• Design, develop, review, and debug secure, high‑quality production code, including reference implementations and architectural patterns
• Influence decisions related to product design, application behavior, and technical implementation approaches, focusing on scalability, resiliency, and intelligent automation
• Serve as a recognized subject‑matter expert within a defined domain or capability area
• Advocate firm‑approved frameworks, tools, AI‑enabled SDLC practices, and continuous improvement within the engineering community
• Influence peers and stakeholders to consider modern, fit‑for‑purpose technologies, patterns, and delivery models
• Promote a culture of collaboration, inclusion, continuous learning, technical excellence, and responsible adoption of AI

Job description

JPMorganChase invites applications for a Senior Lead Architect in Payments Technology – Commercial Card. You will shape target state architecture across cloud, data, and AI-adjacent systems, partnering with product and engineering to define architecture and guide critical capabilities.

You will contribute hands-on design and implementation of secure, scalable solutions, drive technology strategy, and mentor teams while advancing AI-enabled development within a regulated environment.