Payments Analyst

Arrive; Atlanta (GA); On-site; USD 75,000 - 120,000; Full time

Job summary

Arrive, based in Atlanta, is seeking a Payments Analyst to drive net revenue optimization across our payments ecosystem. You will partner with Sales, Account Management, Accounting, Finance, and Product to craft bespoke financial strategies and safeguard data integrity.

You will investigate reconciliation issues, generate pricing proposals, analyze interchange costs, and apply AI-driven insights to identify cost anomalies and boost processing efficiency while aligning forecasts with product

Qualifications

• 3–5+ years of progressive experience as a Payments Analyst or similar role focused on payment processing and revenue optimization.
• Deep domain knowledge of interchange rates, scheme fees, card network pricing, and transaction processing workflows.
• Advanced financial modeling and pricing analysis with large-scale transactional data.
• Experience investigating and resolving data reconciliation discrepancies using reconciliation or BI tools.
• Proven ability to collaborate with Sales, Product, Accounting, and Finance teams.

Responsibilities

• Perform deep-dive investigations into reconciliation issues to ensure transaction accuracy and cost efficiency.
• Generate bespoke pricing proposals and financial models to support Sales and Account Management.
• Analyze payment costs (interchange rates, scheme fees) to optimize processing strategies and pricing.
• Collaborate with Accounting, Finance, and Product to ensure data integrity and aligned forecasting.
• Monitor payment processing trends and deliver processing cost savings.
• Leverage AI-assisted data analysis and predictive modeling to identify cost anomalies and automate reconciliations.

Skills

Payments analytics

Financial modeling

Pricing analysis

Data reconciliation

Cross-functional collaboration

Tools

BI tools

Internal reconciliation tools

Job description

We’ve signed up to an ambitious journey. Join us!

As Arrive, we guide customers and communities towards brighter futures and more livable cities, it isn’t a challenge just anyone could take on. Luckily, we have something to help us make it happen. Our people and our values. We Arrive Curious, Focused and Together. Just as our entire brand is inspired by the North Star, the shining light leading travelers to their destinations since time began, our values guide us. They help us be at our best. For our customers. For the cities and communities we serve. For ourselves. As a global team, we are transforming urban mobility. Let’s grow better, together.

The Role

As a Payments Analyst within our Payments organization, you will play a pivotal role in driving net revenue optimization and ensuring operational integrity across our payment ecosystem. You will serve as a key subject matter expert on payment pricing dynamics and settlement and reconciliation flows.

In this role, you will partner closely with Sales, Account Management, Accounting, Finance, and Product teams to craft bespoke financial strategies and safeguard our data integrity. This position offers a high-impact opportunity to influence revenue outcomes, streamline reconciliation processes, and directly support Arrive's continued global growth.

How to make an impact

• Perform deep-dive investigations into reconciliation issues identified by internal reconciliation tools to ensure transaction accuracy and cost efficiency.

• Generate bespoke pricing proposals and financial repositioning models for existing customers and new prospects to support Sales and Account Management teams.

• Analyze Arrive’s underlying payment costs—including interchange rates and scheme fees—to determine optimal processing strategies and advise on strategic pricing adjustments that enhance net revenue.

• Collaborate cross-functionally with Accounting, Finance, and Product teams to maintain the integrity of payments data and align financial forecasting with product capabilities and market costs.

• Partner with internal stakeholders to continuously monitor payment processing trends and deliver processing cost savings.

• Leverage AI-assisted data analysis and predictive modeling to identify hidden cost anomalies, detect processing fee spikes, and automate complex reconciliation workflows.

• About you You are an analytical, curious, and detail-oriented problem solver who thrives in a dynamic, collaborative environment. You bring a strong growth mindset and enjoy translating complex financial and payment data into clear, actionable insights for key business stakeholders. You excel at building strong cross-functional relationships, driving alignment across teams, and diving deep into transactional data to solve complex puzzles. If you are passionate about optimization, financial integrity, and contributing to a supportive, expanding team, you will thrive in this role.

Your background

• 3–5+ years of progressive professional experience as a Payments Analyst, Commercial Financial Analyst, or in a similar quantitative role focused on payment processing and revenue optimization.

• Deep domain expertise in the payments ecosystem, including interchange rates, scheme fees, card network pricing structures, and transaction processing workflows.

• Strong proficiency in advanced financial modeling, pricing analysis, and working with complex, high-volume transactional datasets.

• Hands-on experience investigating, troubleshooting, and resolving complex data reconciliation discrepancies using internal reconciliation or BI tools.

• Demonstrated track record of collaborating effectively with cross-functional partners across Sales, Product, Accounting, and Finance teams.

This role is based in Atlanta, Georgia.

About Arrive

Arrive, including brands like EasyPark, Flowbird, RingGo, ParkMobile and Parkopedia, is a leading global mobility platform. Present in over 90 countries and 20,000 cities, the company helps people and decision-makers make smarter decisions about urban mobility and ease the experience of travel worldwide. Arrive delivers a unique combination of the core ingredients to make cities more livable: from smart payments and optimized car parks to data-driven traffic reduction and support for reinvestment in public transport and green space. It’s about more than function, it’s about saving time and simplifying the experience of travel for everyone. Travel is more than a journey, it’s how you Arrive.