P&C E&S Binding Biligual Production Underwriter

A Plus Coverage Inc; Los Angeles (CA); On-site; USD 110,000 - 150,000; Full time

Job summary

A PLUS COVERAGE, INC. is a property and casualty insurer specializing in excess and surplus (E&S) risks.

The P&C E&S Binding Production Underwriter role is full-time and based in multiple locations including LA, SF, TX, IL, NYC, with a focus on reviewing and underwriting new and renewal E&S business within guidelines. You will evaluate submissions, assess risk, determine terms and pricing, prepare quotes and binders, and work closely with retail agents and carrier partners.

Qualifications

• Strong property and casualty underwriting skills, with E&S and binding authority experience.
• Ability to review applications, loss runs, and supporting documents to support underwriting decisions.
• Effective communication and negotiation with agents and carriers to foster relationships.
• Strong organizational and time management skills to handle multiple submissions and deadlines.
• Proficiency with common insurance and office software; able to learn carrier portals and rating platforms.

Responsibilities

• Review, analyze, and underwrite new and renewal E&S business within established guidelines.
• Evaluate submissions, assess risk characteristics, and determine coverage terms, conditions, and pricing.
• Prepare quotes and binders and negotiate terms with agents and carriers.
• Maintain underwriting files and track pipeline and production metrics.
• Stay current on industry trends, carrier appetites, and regulatory requirements.

Skills

Underwriting (P&C)

E&S Binding

Analytical skills

Communication

Negotiation

Time management

Systems proficiency

Education

CPCU

ARM

Bachelor’s degree in a related field

Tools

Carrier portals

Rating platforms

Insurance software

Job description

Company Description

A PLUS COVERAGE, INC. is a property and casualty insurance organization that focuses on providing tailored coverage solutions for a variety of clients and risk profiles. The company operates in the excess and surplus (E&S) market, where complex or non-standard risks require specialized underwriting expertise. Team members collaborate closely with retail agents and carriers to structure competitive and compliant insurance programs. The work environment emphasizes professionalism, responsiveness, and strong client service, offering opportunities to grow in specialized P&C and E&S lines. Fluency in Chinese languages preferred.

Role Description

The P&C E&S Binding Production Underwriter is a full-time, production role based in LA, SF, TX, IL, NYC. This role is responsible for reviewing, analyzing, and underwriting new and renewal E&S business within established guidelines, focusing on profitability and growth. Day-to-day tasks include evaluating submissions, assessing risk characteristics, determining appropriate coverage terms, conditions, and pricing, and preparing quotes and binders. The underwriter works closely with retail agents and carrier partners, negotiates terms, responds to inquiries, and manages a production-focused book of business. Responsibilities also include maintaining accurate underwriting files, tracking pipeline and production metrics, and staying current on industry trends, carrier appetites, and regulatory requirements.

Qualifications

• Candidates should possess strong property and casualty underwriting skills, with experience in excess and surplus lines and binding authority business.
• Candidates should possess solid analytical and risk assessment skills, including the ability to review applications, loss runs, and supporting documentation to make sound underwriting decisions.
• Candidates should possess effective communication and negotiation skills to collaborate with agents, present terms clearly, and build long-term business relationships.
• Candidates should possess strong organizational and time management skills to handle multiple submissions, meet deadlines, and manage a production-oriented workload.
• Candidates should possess proficiency with common insurance and office software systems and the ability to learn carrier portals and rating platforms.
• Relevant qualifications such as prior P&C E&S Binding underwriting or broker placement experience, knowledge of New York or target regional insurance markets, and professional designations (e.g., CPCU, ARM, or other industry certifications) are highly beneficial.