P&C Construction Casualty Executive Underwriter

The Hartford; Brea (CA); Hybrid; USD 100,000 - 186,000; Full time

Job summary

The Hartford is seeking an experienced Middle & Large Business Construction Underwriter in California. You will lead underwriting and pricing for complex construction risks, work with agents and internal teams, and drive retention and cross-sell opportunities.

This role requires travel and a hybrid office schedule. Ideal candidates have 5+ years in construction casualty underwriting, strong analytical skills, and the ability to collaborate across departments.

Qualifications

• 5+ years of construction casualty underwriting experience.
• Experience with loss-sensitive programs preferred.
• Strong analytical and decision-making abilities.
• Travel 25%-30% to neighboring states.

Responsibilities

• Lead underwriting and pricing strategy for complex construction risks.
• Manage account stewardship, renewal planning, and retention.
• Evaluate loss experience, risk controls, insured financials.
• Collaborate with agents, brokers, and internal stakeholders.
• Identify cross-sell opportunities across casualty lines.

Skills

Construction underwriting

Analytical thinking

Communication

Negotiation

Job description

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. As a Middle & Large Business Construction Underwriter, you’ll lead the sales and underwriting process for complex construction accounts. You'll partner closely with agents, brokers, and internal stakeholders to deliver sustainable, profitable solutions.**Your role will include:*** Leading underwriting and pricing strategy for complex construction risks, including loss‐sensitive and structured programs* Managing account stewardship, renewal planning, and retention strategies* Evaluating loss experience, risk controls, and insured financials to support loss‐sensitive decision‐making* Driving strategic planning and operational excellence across your portfolio* Identifying cross‐sell and up‐sell opportunities across casualty and related lines* Collaborating with a high‐performing, results‐oriented team in a shared‐success culture**What Sets This Role Apart*** Exposure to loss‐sensitive construction programs and complex risk structures* A seat at the table with underwriting, product, actuarial, and sales leadership* A culture that values innovation over tradition* Career growth aligned to your goals—technical leadership or people leadership* A collaborative, inclusive environment where your expertise and perspective matter**We’ll Be a Good Match If You Have:*** Experience underwriting complex construction casualty risks, including or adjacent to loss‐sensitive programs* Strong analytical and critical‐thinking skills, particularly when evaluating loss history and risk characteristics* Financial acumen and sound underwriting judgment* A customer‐first mindset with a collaborative, relationship‐driven approach* Ownership mentality with consistent follow‐through* Adaptability in a dynamic, evolving marketplace* A desire to learn and grow within Middle & Large Business underwriting**Qualifications*** 5+ years of construction casualty underwriting experience preferred* Prior commercial construction carrier underwriting experience required* Proven success building internal and external partnerships* Excellent communication, negotiation, and presentation skills* Strong organizational, analytical, and decision‐making abilities* High‐energy, entrepreneurial mindset with resilience* Travel: 25%-30% to neighboring states* Valid driver’s license (company pool car may be provided**Note:** Final position title and level will be determined based on the selected candidate’s qualifications.This role will have a Hybrid work schedule, with the expectation of working in an office (*Add locations*) 3 days a week (Tuesday through Thursday).**Compensation**The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:$99,600 - $186,000The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.