Outside Loan Originator

AnnieMac Home Mortgage; Methuen (MA); On-site; USD 60,000 - 100,000; Full time

Job summary

AnnieMac Home Mortgage in the United States is seeking a full-time Mortgage Loan Officer to drive new business and manage the end-to-end loan process from application to closing.

You will build relationships with realtors, assess borrower needs, analyze finances, present loan options, and guide clients through disclosures and approvals, ensuring competitive rates and smooth closings across activities.

Responsibilities

• Sell mortgage loans to customers away from AnnieMac’s offices; in-office work is supplemental.
• Generate new business by building relationships with realtors, title/escrow officers, financial advisers, CPAs, and others.
• Attend closings, open houses, seminars, and other lead-generating activities.
• Take borrower information and fill out the loan application.
• Develop referral partner relationships to generate new customers.
• Analyze borrower income and debt to pre-qualify the maximum affordable mortgage.
• Counsel borrowers on home buying and financing options, including loan product differences and costs.
• Collect financial documents (tax returns, bank statements) for the application.
• Provide disclosures such as truth in lending and good faith estimate.
• Counsel and advise borrowers on clearing credit problems.
• Maintain regular contact with borrowers, realtors, and lender from application to closing.

Job description

Responsibilities

AnnieMac Home Mortgage is looking to hire Full Time

• Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.


• Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.


• Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.


• Take information from the borrower and fill out the loan application.


• Develop relationships with referral partners such as realtors to generate new customers.


• Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.


• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.


• Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;


• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.


• Counsel and advise the borrower in understanding and clearing credit problems.


• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.