Commercial Credit Analyst II: Underwrite & Grow Portfolios

County National Bank; Tecumseh Township (MI); On-site; USD 55,000 - 85,000; Full time

Job summary

County National Bank (CNB) in Tecumseh, MI is seeking an On-Site Credit Analyst II to independently analyze and underwrite commercial credit relationships of moderate complexity. The role partners with commercial lenders to structure credit solutions and assess risk.

The Analyst II will review financial statements, prepare loan presentations, monitor portfolios, and ensure compliance with bank policy and regulatory requirements.

Qualifications

• Bachelor’s degree in finance or related field.
• 2-5 years of relevant experience in commercial credit analysis or banking.

Responsibilities

• Analyze commercial client financial statements and tax returns to assess creditworthiness.
• Prepare loan presentations and risk analyses for loan committee.
• Underwrite commercial credit requests per bank policy and regulatory requirements.
• Monitor assigned commercial loan portfolios for performance and risk trends.
• Collaborate with Mortgage and Consumer lending on credit assessments.

Skills

Financial analysis

Cash flow analysis

Credit risk assessment

Attention to detail

Communication skills

Time management

Microsoft Office

Education

Bachelor’s Degree in Finance, Accounting, Business Administration, Economics or related field

Tools

Microsoft Office

Job description

County National Bank (CNB) in Tecumseh, MI is seeking an On-Site Credit Analyst II to independently analyze and underwrite commercial credit relationships of moderate complexity. The role partners with commercial lenders to structure credit solutions and assess risk.

The Analyst II will review financial statements, prepare loan presentations, monitor portfolios, and ensure compliance with bank policy and regulatory requirements.