Oil & Gas Commercial Banking Summer Analyst

Wayne State University; Houston (TX); On-site; USD 11,021,000 - 13,776,000; Part time

Job summary

Citizens Bank is seeking a 2027 Commercial Summer Intern in Houston, TX to gain exposure to commercial banking through project-based assignments, learning curriculum, networking, and mentorship opportunities.

You will join the Oil & Gas vertical within the Corporate Banking portfolio management team, supporting Portfolio and Relationship Managers in financial analysis and interpreting financial statements.

Qualifications

• Current students enrolled in an undergraduate bachelor’s program, graduating between Winter 2027 – Spring 2028 OR current students enrolled in a graduate program, graduating between Winter 2027 – Spring 2028
• Minimum GPA of 3.2; Preferred cumulative GPA of 3.5
• Please include your cumulative GPA on your resume
• Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered
• Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required
• Candidates must currently be a U.S. Resident to be eligible for this program
• Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time Analyst positions and candidates must have permanent authorization to work in the U.S.

Responsibilities

• Conduct written summaries of related industry and market environments, preliminary customer/prospect analysis including Sponsor analysis, and Borrower’s operating history and repayment capacity
• Identify situations that may require policy exceptions and make recommendations that mitigate credit risks or remedy possible exceptions
• Communicate internally on financial analysis or account management issues
• Interact directly with Portfolio Managers and Relationship Managers and to answer questions related to financial reporting requirements and interpreting financial statements
• Participate in the underwriting process and conduct accurate, well organized analysis of various commercial borrowers including financial statement and projection analysis along with preparing profitability, risk and facility rating models

Skills

Analytical skills

MS Office proficiency

Education

Undergraduate student

Graduate student

Tools

MS Office

Job description

Citizens Bank is seeking a 2027 Commercial Summer Intern in Houston, TX to gain exposure to commercial banking through project-based assignments, learning curriculum, networking, and mentorship opportunities.

You will join the Oil & Gas vertical within the Corporate Banking portfolio management team, supporting Portfolio and Relationship Managers in financial analysis and interpreting financial statements.