Oil & Gas Commercial Banking Intern - Summer 2027

Austincc; Houston (TX); Hybrid; USD 22,000 - 33,000; Full time

Job summary

Citizens Bank’s Commercial Summer Internship Program in Houston offers hands-on exposure to the corporate banking line through project-based assignments, mentorship, and networking. Interns will work with Portfolio and Relationship Managers to analyze credits and financial statements, supporting underwriting and risk assessment.

Current undergrads or grads with strong GPA and Finance/Economics background can gain practical experience, with potential for full-time consideration after the

Qualifications

• Current students enrolled in an undergraduate bachelor’s program, graduating between Winter 2027 – Spring 2028 OR current students enrolled in a graduate program, graduating between Winter 2027 – Spring 2028.
• Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.
• Please include your cumulative GPA on your resume.
• Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.
• Strong analytical skills and software skills: MS Office proficiency is required.

Responsibilities

• Conduct written summaries of related industry and market environments, preliminary customer/prospect analysis including Sponsor analysis, and Borrower’s operating history and repayment capacity.
• Identify situations that may require policy exceptions and make recommendations that mitigate credit risks or remedy possible exceptions.
• Communicate internally on financial analysis or account management issues.
• Interact directly with Portfolio Managers and Relationship Managers to answer questions related to financial reporting requirements and interpreting financial statements.
• Participate in the underwriting process and conduct accurate, well organized analysis of various commercial borrowers including financial statement and projection analysis along with preparing profitability, risk and facility rating models.

Skills

Analytical skills

MS Office proficiency

Education

Finance/Accounting/Economics student

Tools

MS Office Suite (Word, Excel, PowerPoint)

Job description

Citizens Bank’s Commercial Summer Internship Program in Houston offers hands-on exposure to the corporate banking line through project-based assignments, mentorship, and networking. Interns will work with Portfolio and Relationship Managers to analyze credits and financial statements, supporting underwriting and risk assessment.

Current undergrads or grads with strong GPA and Finance/Economics background can gain practical experience, with potential for full-time consideration after the