NOLA Senior Credit Underwriter

Credit Human; New Orleans (LA); Sur place; USD 84 000 - 94 000; Plein temps

Avantages offerts par ce poste

Bonus up to 7%

Comprehensive benefits

Résumé du poste

Credit Human is seeking a Senior Credit Underwriter for the Consumer Lending Department. The role analyzes loan applications, makes timely credit decisions, and supports daily underwriting operations to meet credit quality goals.

You will guide staff, partner with business channels, and ensure clear communication of lending decisions while maintaining regulatory compliance. Onsite in New Orleans, LA with potential bonus eligibility.

Qualifications

• 5 years of lending experience with progressive responsibility.
• Strong knowledge of credit and collateral underwriting standards.
• Familiarity with federal lending regulations and underwriting rules.

Responsabilités

• Make sound, timely credit decisions within lending policies.
• Support Portfolio Manager and oversee underwriting operations.
• Coach and train underwriters; provide guidance to staff.
• Collaborate with internal channels to ensure compliance and quality.
• Communicate decisions clearly to clients and stakeholders.

Connaissances

Credit underwriting knowledge

Regulatory knowledge

Analytical decision making

Communication (oral and written)

Organizational skills

Microsoft Office proficiency

Formation

High School diploma

Degree preferred

Description du poste

Description

We are seeking a Senior Credit Underwriter for the Consumer Lending Department.

The Senior Credit Underwriter analyzes consumer loan applications and makes sound, timely credit decisions within established lending policies and authority. This role supports the Portfolio Manager in overseeing daily underwriting operations, monitoring workflow, and helping achieve credit quality, portfolio performance, and profitability goals. As a subject matter expert, the Senior Credit Underwriter provides guidance and training to underwriting staff, partners closely with internal business channels, and ensures lending decisions are communicated clearly and effectively while maintaining compliance with applicable regulations.

Highlights:

• Make impactful lending decisions that drive portfolio quality, profitability, and growth.
• Serve as a trusted underwriting expert, guiding credit decisions and exception management.
• Coach and develop underwriters through training, onboarding, and ongoing mentorship.
• Partner with business channels and frontline teams to deliver outstanding service and results.
• Help shape underwriting operations, workflow efficiency, and future product initiatives.
• Work closely with leadership to support departmental performance, planning, and continuous improvement.

Experience:

Required

• 5 years of progressively increasing lending experience

Education:

Required

• High School diploma or equivalent experience

Preferred

• Degree preferred

Licenses & Certifications:

Preferred

• Credit Counseling

Skills & Knowledge:

Required

• Extensive knowledge of credit and collateral underwriting standards
• Knowledge of federal lending regulations and underwriting rules
• Strong analytical and decision-making skills
• Ability to communicate credit decisions effectively to clients and internal stakeholders
• Ability to use sound judgment in complex underwriting situations
• Strong verbal and written communication skills
• Strong organizational skills
• Proficiency in Microsoft Office programs

Schedule: Monday-Friday, 8:30 am-5:30 pm

Paygrade: 2CA

The expected pay range for this position is $83,547.00 - $93,955.01 annually.

Credit Human is committed to equitable and transparent compensation practices. Final compensation is determined based on a variety of factors, including experience, skills, qualifications, internal equity, and geographic work location.

This role may also be eligible for:

• Bonus opportunity up to 7%

Employees are eligible for a comprehensive benefits package, including:

Job Location: This position is onsitebased in New Orleans, LA.

Credit Human conducts employment background checks that may be used for decisions related to employment. Standard checks include NCUA Administrative and Prohibited Orders, ChexSystems, employment verification, criminal history (convictions and outstanding warrants within the past seven years), and degree verification (if applicable). Additional checks may include motor vehicle records, credit checks, or fingerprinting depending on the role.

Applicants must be currently authorized to work in the United States on a full-time basis.

Credit Human is committed to equitable and transparent pay practices. The compensation range listed above represents a good-faith estimate of what we expect to pay for this position at the time of posting. Final compensation will be determined based on experience, qualifications, internal equity, and business needs.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.