Strategic Commercial Lending Underwriter

Credit Human; New Orleans (LA); On-site; USD 85,000 - 95,000; Full time

Job summary

Credit Human is seeking a Commercial Lending Underwriter in New Orleans, LA to analyze and underwrite complex commercial loan applications across asset types. You will determine risk level, support credit decisions, and assist the Portfolio Manager with daily underwriting activities to maintain credit quality.

The role requires 3+ years of underwriting/credit analysis, a Bachelor's in related field, and strong financial statement expertise. Onsite with a competitive pay range and benefits.

Qualifications

• Detail oriented.
• Good organizational and prioritization skills.
• Good technical skills.
• Excellent problem-solving skills.
• Excellent verbal and written communication skills.
• Proficient in Microsoft applications (Excel, Word, Access, PowerPoint, Outlook).
• Expertise in financial statement, income tax returns, loan structuring, cash flow analysis.
• Proficient in LoanVantage, IBIS, and Symitar.

Responsibilities

• Perform credit analysis and due diligence on new loan requests, renewals/modification, and existing borrowers to aid the credit decision making and maintenance process.
• Prepare analytical credit memoranda with final underwriting and risk rating recommendations for approval.
• Evaluate collateral evaluations and appraisals within Policy and Guidelines.
• Build and maintain strong relationships across Credit Human to ensure department production objectives and goals are obtained.
• Act as subject matter expert in the area of commercial lending underwriting, collateral and credit risk.
• Assist the Portfolio Manager with daily underwriting activities to ensure quality, sound and timely underwriting decisions.

Skills

Detail oriented

Organizational skills

Prioritization skills

Technical skills

Problem-solving

Verbal & written communication

Microsoft applications

Financial statement analysis

Education

Bachelor’s Degree in Accounting, Finance, or Business

Tools

LoanVantage

IBIS

Symitar

Job description

Credit Human is seeking a Commercial Lending Underwriter in New Orleans, LA to analyze and underwrite complex commercial loan applications across asset types. You will determine risk level, support credit decisions, and assist the Portfolio Manager with daily underwriting activities to maintain credit quality.

The role requires 3+ years of underwriting/credit analysis, a Bachelor's in related field, and strong financial statement expertise. Onsite with a competitive pay range and benefits.