National Claims Property Lead

5H0 Hub International Limited; Chicago (IL); On-site; USD 250,000 - 295,000; Full time

Benefits offered by this job

Health benefits

Retirement plan

Paid time off

Bonuses/ equity opportunities

Job summary

HUB International is a leading global broker seeking an experienced National Property Claims Lead to advocate for commercial clients in complex property loss scenarios. The role centers on managing large, high-dollar claims, analyzing coverage, and negotiating settlements with carriers.

Ideal candidates possess a bachelor’s degree, strong licensing credentials, and proficiency in Xactimate. This senior position offers comprehensive benefits, growth, and national scope within HUB’s extensive

Qualifications

• 8+ years of commercial property claims experience.
• Bachelor’s degree and valid public adjuster or broker licensing.
• Proficiency with property estimating systems and insurance law.

Responsibilities

• Manage high-profile commercial property claims (>$500k) end-to-end.
• Review policy language and draft coverage position letters when needed.
• Negotiate settlements between client management and carriers.
• Advise brokers on policy wording and underwriting issues.
• Develop long-term relationships with carriers and executive adjusters.

Skills

Commercial property claims

Negotiation

Communication

Education

Bachelor’s degree

Public adjuster license or broker license

Tools

Xactimate

Job description

A path for every ambition. At HUB, we believe the best work happens when people are given real space to grow and then given the autonomy to exercise it. We power progress and protect ambition: for the clients who count on us, and equally for the people who make that possible every day. We’re creative thinkers and determined doers, guided by values that show up in how we work together: with empathy, adaptability, accountability and a genuine commitment to one another’s success. We foster bold ideas, celebrate curiosity and share what we know. Because when people grow, the work they do grows with them. Our purpose is deeply human: to help people navigate the world on their terms, at their speed, toward their future. We hold that same commitment to the people building careers here. Whether you’re starting out or leveling up, you’ll find the resources to evolve, the support to take on more and a team ready to back you at every stage. Your ambition has a home here.

A path for every ambition. At HUB, we believe the best work happens when people are given real space to grow and then given the autonomy to exercise it. We power progress and protect ambition: for the clients who count on us, and equally for the people who make that possible every day. We’re creative thinkers and determined doers, guided by values that show up in how we work together: with empathy, adaptability, accountability and a genuine commitment to one another’s success. We foster bold ideas, celebrate curiosity and share what we know. Because when people grow, the work they do grows with them. Our purpose is deeply human: to help people navigate the world on their terms, at their speed, toward their future. We hold that same commitment to the people building careers here. Whether you’re starting out or leveling up, you’ll find the resources to evolve, the support to take on more and a team ready to back you at every stage. Your ambition has a home here.

National Property Claims Lead Broker (often titled as a Senior Property Claims Lead, National Claims Advocate, or Director of Property Claims) is a senior-level insurance professional within a national or global corporate brokerage firm. Unlike an insurance company adjuster who evaluates claims to limit a carrier's payout, this role acts exclusively as an advocate for the commercial client (the policyholder) to maximize and expedite their recovery following large-scale, complex property damage.

Core Responsibilities

• Complex Claims Advocacy: Manages and oversees high-profile, high-dollar commercial property claims (often exceeding $500,000 to millions) resulting from catastrophes, fires, or significant business interruptions.
• Coverage Analysis & Rebuttal: Reviews complex policy language to resolve coverage disputes. Drafts detailed coverage position and rebuttal letters when an insurance carrier issues a reservation of rights or a claim denial.
• Strategic Negotiation: Acts as the primary intermediary between the client's corporate management and the insurance carrier's senior adjusting team to settle extensive property damage disputes.
• Broker Team Support: Serves as an internal technical sounding board for regional brokers and account executives, advising on policy wording solutions for recurring coverage issues during the underwriting phase.
• Relationship Management: Establishes and leverages long-term diplomatic relationships with key insurance carriers and executive adjusters to facilitate smoother resolutions for national accounts.

Key Requirements & Qualifications

• Experience: Typically requires 8+ years of commercial property claims experience, ideally with a background handling large losses, inland/ocean marine lines, or working previously as a senior adjuster.
• Education & Licensing: A Bachelor’s degree is standard, along with proper public adjuster or broker licensing in relevant jurisdictions.
• Skills: Exceptional command of property estimating systems (e.g., Xactimate), insurance case law, financial acumen (for business interruption losses), and advanced dispute mediation skills.

Pay transparency

The expected salary range for this position is $250,000- $295,000 and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level.

HUB International is proud to offer comprehensive benefit and total compensation packages: health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits such as vacation, sick, and personal days, and eligible bonuses, equity and commissions for some positions.

The HUB difference HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada — through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organizatio

What we offer you

• We invest in your growth. HUB offers structured training, licensing support, and ongoing development opportunities designed to accelerate your career.
• Benefits and programs vary based on employment status, role, location, and applicable eligibility requirements.
• Competitive pay with comprehensive health benefits, retirement savings matching, and company-paid life and disability plans
• Generous paid time off, paid parental leave and a wellbeing program designed to support real work/life balance
• A collaborative, high-performing culture with meaningful engagement, community impact through HUB Gives and genuine room to grow your career
• The HUB difference HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada — through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organization.

Equal Employment Opportunity: HUB International Limited is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Reasonable Accommodations: HUB International Limited is committed to providing reasonable accommodations to qualified individuals with disabilities throughout the application and hiring process. If you need a reasonable accommodation to access our career site, complete an application, or participate in any part of the hiring process, please contact the Recruiting Team at [e-mail]. This contact information is for accommodation requests only and should not be used to inquire about the status of an application.

E-Verify: HUB International Limited participates in E-Verify. Please refer to Our Recruiting Process | Applicant Notices: E-Verify Program for additional information.

HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada — through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organization.