MSCC - Risk and Compliance Analyst

Golden 1 Credit Union; Sacramento (CA); On-site; USD 78,000 - 85,000; Full time

Job summary

Golden 1 Credit Union is seeking a MSCC - Risk and Compliance Analyst to oversee compliance within the Member Service Contact Center and lead risk mitigation efforts in a regulated environment.

The role requires building partnerships across teams, evaluating regulatory changes, and delivering training to staff. This exempt, full-time position reports to the Director - MSCC Support and is based in Sacramento.

Qualifications

• Bachelor’s Degree in Business, Finance, Risk Management, or related field.
• 3+ years compliance, risk management, or audit roles, preferably within a credit union or financial institution.
• Experience in a contact center environment is highly desirable.

Responsibilities

• Develop, implement, and maintain contact center compliance programs and monitor regulatory changes.
• Identify, assess, and mitigate operational risks; create action plans and update risk logs.
• Design and deliver training; act as liaison between compliance, legal, and contact center teams.
• Prepare risk and compliance reports for leadership and regulators as needed.

Education

Bachelor’s Degree in Business, Finance, Risk Management, or related field

Job description

Job Title: MSCC - Risk and Compliance Analyst

Status: Exempt

Reports to: Director - MSCC Support

Department: Member Service Contact Center

Job Code: 12099

Pay Range: $77,500.00 - $85,000.00 Annually

Who We Are

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of "people helping people." We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

Who You Are

You are a highly analytical compliance and risk professional who thrives in a regulated environment. You influence through expertise, build trusted partnerships, and proactively identify opportunities to strengthen controls and reduce risk.

What You'll Do

• Compliance Oversight Develop, implement, and maintain compliance programs specific to contact center operations. Monitor regulatory changes (e.g., NCUA, CFPB, BSA/AML, TCPA) and assess their impact on contact center procedures. Conduct regular audits and assessments to ensure adherence to internal policies and external regulations.
• Risk Management Identify, assess, and mitigate operational risks within the contact center environment. Collaborate with cross-functional teams to develop risk response strategies and corrective action plans. Maintain and update risk reporting and incident logs. Training & Communication Design and deliver compliance and risk training for contact center staff and leadership. Serve as a subject matter expert and liaison between compliance, legal, and contact center teams. Promote a culture of compliance and ethical behavior across all levels of the contact center.
• Reporting & Documentation Prepare and present risk and compliance reports to senior leadership and regulatory bodies as needed. Maintain accurate documentation of compliance activities, findings, and resolutions.
• Process Improvement Evaluate and enhance contact center processes to reduce risk exposure and improve compliance efficiency. Leverage data and analytics to identify trends, gaps, and opportunities for improvement. Partner with Quality team on aligning call evaluations with the compliance and risk program.
• Other duties as assigned.

Qualifications And Preferences

• Bachelor’s Degree Business, Finance, Risk Management, or related field required
• 3+ years compliance, risk management, or audit roles, preferably within a credit union or financial institution. Experience in a contact center environment is highly desirable preferred

Why Join Us

Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.