Mortgage Underwriting Supervisor

Top Tier Federal Credit Union; Clarion (Clarion County); On-site; USD 95,000 - 130,000; Full time

Job summary

Top Tier Federal Credit Union is seeking a Mortgage Underwriting Supervisor to oversee mortgage application processing and underwriting, while maintaining an active underwriting role. You will supervise daily workflow in the Mortgage Department under the Retail Lending Manager and ensure adherence to guidelines and policies.

The ideal candidate has extensive experience in mortgage lending, strong leadership, and analytical risk assessment skills to minimize risk and drive department growth.

Qualifications

• Bachelor’s degree or equivalent required with 5-7 years mortgage lending experience.
• 3-5 years managerial or supervisory experience preferred.
• Strong knowledge of mortgage underwriting and compliance required.
• Excellent interpersonal, verbal, and written communication skills.
• Expert computer skills with Adobe and Microsoft Office; Excel in particular.
• Ability to multi-task and lift up to 20 pounds.

Responsibilities

• Underwrite and process conventional, construction, and non-conforming residential mortgage loan applications
• Adhere to internal underwriting standards and investor guidelines. Be an expert in and maintain mortgage compliance with federal and state lending regulations, manage audits
• Manage and track loan pipeline within department. Ability to delegate tasks to team and execute follow-up
• Lead Mortgage Department in facilitating and coordinating real estate closings from application to closing

Skills

Prioritization

Organization

Attention to detail

Leadership

Customer service

Problem-solving

Education

Bachelor’s degree or equivalent

Tools

Adobe

Microsoft Office

Excel

Job description

The Mortgage Underwriting Supervisor will be an expert in mortgage application processing and underwriting. In addition to maintaining an active mortgage underwriting role, this position provides day-to-day workflow and process supervision of the Mortgage Department under the direction of the Retail Lending Manager. The ideal candidate will evaluate residential mortgage loan applications ensuring strict adherence to secondary market guidelines in addition to internal lending policies. The Mortgage Underwriting Supervisor will possess exceptional analytical and risk-assessment skills to keep financial risk at a minimum. Skills required for this position include prioritization skills, strong organization, attention to detail, leadership, excellent customer service, and strong problem-solving skills. This candidate will be a self-motivated innovator willing to meet and exceed departmental and project goals that will drive continued growth of the Credit Union and its Mortgage Department.

Minimum Qualifications & Requirements

• Bachelor’s degree or equivalent required plus 5-7 years’ experience in mortgage lending or related field required
• 3-5 years’ experience in managerial or supervisory role preferred
• Ability to remain stationary for 50% of the time and moving about in an office environment to access forms, printers, files, etc. Ability to multi-task, perform repeated bending, standing, walking, squatting, kneeling, and reaching, and occasionally lifting up to 20 pounds
• Strong knowledge of mortgage, home equity, and consumer loan underwriting and compliance required
• Excellent interpersonal, verbal, and written communication skills
• Expert computer skills including experience with Adobe and Microsoft Office Suite, specifically Microsoft Excel

Duties and Responsibilities

1. Underwrite and process conventional, construction, and non-conforming residential mortgage loan applications
2. Adhere to internal underwriting standards and investor guidelines. Be an expert in and maintain mortgage compliance with federal and state lending regulations, manage audits
3. Manage and track loan pipeline within department. Ability to delegate tasks to team and execute follow-up
4. Lead Mortgage Department in facilitating and coordinating real estate closings from application to closing