Mortgage Underwriting Manager — Team Leadership & Risk

Page Mechanical Group, Inc.; Oakbrook Terrace (IL); On-site; USD 110,000 - 135,000; Full time

Job summary

Page Mechanical Group, Inc. is seeking a senior leader to head the Underwriting team responsible for transitioning construction loans to permanent financing.

You will guide the team, optimize workflow, ensure SLA alignment, and collaborate across departments to support loan objectives. You will oversee policy development, drive system enhancements, and manage complex loan scenarios while ensuring regulatory compliance and risk management.

Qualifications

• 7+ years' experience in residential and commercial lending with RTL and/or DSCR underwriting.
• 3+ years' experience managing people and leading teams.
• In-depth understanding of mortgage underwriting processes and the associated regulatory requirements.
• Proficient with loan origination systems, preferably with Encompass.
• Strong skills and experience in MS Word, Excel and PowerPoint.
• Professional certifications related to mortgage underwriting or financial analysis (e.g., Certified Residential Underwriter).
• Prior experience managing transitional loans from construction to permanent financing.

Responsibilities

• Lead a high-performing team of Underwriting professionals to ensure efficiency and accuracy in the loan approval process.
• Manage and optimize a dynamic loan pipeline, reallocating resources as needed and providing data-driven recommendations in collaboration with peers and executive leadership.
• Oversee the underwriting of complex residential and commercial loan applications, ensuring compliance with internal and external regulations.
• Review and approve loans that exceed the authority limits of individual underwriters.
• Audit and develop strategies to increase and develop the knowledge base of the underwriting team.
• Implement underwriting policies and procedures that comply with regulatory requirements, risk assessments, executive leadership direction and align with industry best practices.
• Regularly review and suggest underwriting guidelines based on market conditions and loan performance.
• Audit and provide feedback to the underwriting team on loan quality and adherence to internal, external and compliance requirements.
• Ensure that all loans are underwritten to minimize risk and maximize profitability.
• Collaborate with other department managers to ensure a cohesive approach to customer service, loan processing and risk management.
• Perform other duties and responsibilities as assigned.

Skills

Communication

Interpersonal skills

Team leadership

Mentoring

Agile mindset

Data analysis

Decision making

Attention to detail

Education

Bachelor's Degree in Finance, Business or related field

Tools

Encompass

Job description

Page Mechanical Group, Inc. is seeking a senior leader to head the Underwriting team responsible for transitioning construction loans to permanent financing.

You will guide the team, optimize workflow, ensure SLA alignment, and collaborate across departments to support loan objectives. You will oversee policy development, drive system enhancements, and manage complex loan scenarios while ensuring regulatory compliance and risk management.