Mortgage Underwriting Manager - Lead & Elevate Your Team

First Merchants Corporation; Lafayette (IN); On-site; USD 90,000 - 130,000; Full time

Job summary

First Merchants Bank is seeking a Manager, Mortgage Loan Underwriting to lead an underwriting team across Indiana, Ohio, or Michigan. You will direct underwriters and appraisal analysts, ensure adherence to risk parameters, and drive quality loan decisions.

You will also develop deep product knowledge, monitor trends, and coach staff to meet department goals, while collaborating with sales and other teams to manage complex loans.

Qualifications

• High School Diploma or GED.
• 8+ years of experience underwriting conventional, VA, FHA, Jumbo and Community Development loans.
• 5+ years of experience managing others.

Responsibilities

• Lead and manage assigned underwriters and appraisal analysts to ensure pipeline metrics and quality guidelines are met.
• Develop and maintain understanding of Mortgage Lending products, policies, and required documentation.
• Ensure adherence to risk management policies, controls and compliance regulations.
• Monitor underwriting trends and provide coaching and training as needed.
• Prepare and analyze applicable trending reports.
• Conduct second-tier reviews as required.
• Assist with structuring complex loans and exception vetting.
• Act as escalation point between operational departments and sales.
• Develop relationships with other departments and sales.
• Recruit, develop, mentor and retain high-performing teammates.
• Manage day-to-day operations of assigned underwriters and appraisal analysts.

Education

High School Diploma or GED

Bachelor's degree in Business or related field

Job description

First Merchants Bank is seeking a Manager, Mortgage Loan Underwriting to lead an underwriting team across Indiana, Ohio, or Michigan. You will direct underwriters and appraisal analysts, ensure adherence to risk parameters, and drive quality loan decisions.

You will also develop deep product knowledge, monitor trends, and coach staff to meet department goals, while collaborating with sales and other teams to manage complex loans.