Mortgage Underwriter III (Remote, VA)

Atlantic Union Bank; Richmond (VA); Hybride; USD 71 000 - 121 000; Plein temps

Avantages offerts par ce poste

Medical insurance

Dental coverage

Vision insurance

Life insurance

Disability coverage

Paid time off

401(k) plan

Wellness resources

Résumé du poste

Atlantic Union Bank in Richmond, VA is seeking a Mortgage Underwriter to evaluate borrower credit profiles, income, assets, and collateral, review appraisal reports, and determine overall creditworthiness in alignment with underwriting guidelines.

You will support mortgage banking activities across origination and servicing, apply risk controls, and help maintain compliance with regulatory and investor requirements. 5+ years of relevant experience is typical.

Qualifications

• Typically requires 5+ years relevant experience
• May require vocational or technical training

Responsabilités

• Analyze borrower credit profiles, income, assets, and collateral
• Review appraisal reports for accuracy and adherence to standards
• Determine the overall creditworthiness and risk level of mortgage requests
• Apply underwriting guidelines
• Identify and mitigate potential risks
• Support mortgage origination and servicing activities

Connaissances

Credit analysis

Financial analysis

Regulatory compliance

Communication skills

Formation

Vocational or technical training

Description du poste

Remote - VA
1051 East Cary Street
Richmond, VA 23219, USA

Remote - VA
1051 East Cary Street
Richmond, VA 23219, USA

The Mortgage Underwriting & Appraisals area is responsible for evaluating mortgage applications and property valuations to ensure sound credit decisions, accurate risk assessment, and compliance with all regulatory and investor requirements. Activities may include:

• Analyzing borrower credit profiles, income, assets, and collateral
• Reviewing appraisal reports for accuracy and adherence to standards
• Determining the overall creditworthiness and risk level of mortgage requests
• Applying underwriting guidelines
• Identifying and mitigating potential risks
• Ensuring the integrity and consistency of valuation processes

The Mortgage Underwriting function is responsible for conducting a detailed credit analysis based on information furnished by the borrower, publicly available information, the lender's evaluation of the borrower's credit needs, and the ability to pay across a range of products against credit standards set by the organization. Mortgage Banking covers activities related to the origination and servicing of residential mortgage loans, including sales, underwriting, loan operations, secondary marketing, investor relations, and default. Other duties as assigned.

Requires broad knowledge of operational procedures and tools obtained through extensive work experience and may require vocational or technical education. Responsibilities typically include:

• Working under limited supervision for routine situations.
• Providing assistance and training to lower level employees.
• Problems typically are not routine and require analysis to understand.

Knowledge & Experience

• Typically requires 5+ years relevant experience
• May require vocational or technical training

Job Code: CBMUS3

FLSA Status: Non-Exempt

Salary Grade: 116

Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location, etc.

• Eligible teammates may participate in a comprehensive benefits package that includes medical, dental, vision, life insurance, disability coverage, paid time off, retirement savings through a 401(k) plan, wellness resources, and other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements.
• In addition, certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria.
• General information on our comprehensive benefits package can be found by visiting Employee Benefits | Banking Career Benefits | Atlantic Union Bank

The salary range posted for this role is between $71,400.00 to $121,400.00 USD.

We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.

Qualifications

Skills

Behaviors

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Motivations

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Education

Experience

Licenses & Certifications

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.