Mortgage Underwriter-Alberta Remote

The HR Pro; United States; Remote; USD 42,000 - 63,000; Full time

Benefits offered by this job

Fully remote

Job summary

Zohorecruit represents a growing Alberta-based mortgage brokerage seeking an experienced Mortgage Underwriter to join their team. This is a fully remote, full-time role for a mortgage professional familiar with Alberta markets.

You will review, underwrite, and fund residential mortgage applications, collaborate with mortgage agents and lenders, ensure compliance, and manage multiple files in a fast-paced brokerage environment.

Qualifications

• Valid Alberta license.
• Experience using Finmo and BluMortgage.
• Strong knowledge of the Canadian mortgage industry and lender guidelines.
• Excellent attention to detail and documentation skills.
• Strong communication and problem-solving abilities.

Responsibilities

• Review mortgage applications and supporting documentation for completeness and accuracy.
• Underwrite residential mortgage files from submission through approval and funding.
• Analyze borrower income, credit, employment, assets, liabilities, and overall financial position.
• Assess lender guidelines and determine appropriate lender and mortgage product options.
• Work closely with mortgage agents to identify missing information and strengthen submissions.
• Review and validate supporting documentation.
• Prepare and submit complete, lender-ready mortgage applications.
• Communicate with lenders, agents, lawyers, and other third parties as required.
• Manage multiple files and deadlines in a fast-paced brokerage environment.
• Ensure files meet lender, brokerage, and regulatory requirements.
• Track conditions and follow up through to funding.
• Maintain accurate and organized file notes and documentation.

Skills

Attention to detail

Documentation skills

Strong communication

Problem-solving abilities

Independent work

Remote work comfort

Tools

Finmo

BluMortgage

Job description

Our client is a growing Alberta-based mortgage brokerage focused on providing clients with tailored mortgage solutions and exceptional service. They are looking for an experienced Mortgage Underwriter to join their team.

This is a fully remote, full-time opportunity for an experienced mortgage professional who understands the Alberta mortgage market and is comfortable working independently in a brokerage environment.

The Opportunity

As a Mortgage Underwriter, you will be responsible for reviewing, assessing, and underwriting mortgage applications from submission through approval and fulfillment. You will work closely with mortgage agents, lenders, and other stakeholders to ensure files are complete, accurate, compliant, and positioned for successful funding.

Key Responsibilities

• Review mortgage applications and supporting documentation for completeness and accuracy
  
• Underwrite residential mortgage files from submission through approval and funding
  
• Analyze borrower income, credit, employment, assets, liabilities, and overall financial position
  
• Assess lender guidelines and determine appropriate lender and mortgage product options
  
• Work closely with mortgage agents to identify missing information and strengthen submissions
  
• Review and validate supporting documentation
  
• Prepare and submit complete, lender-ready mortgage applications
  
• Communicate with lenders, agents, lawyers, and other third parties as required
  
• Manage multiple files and deadlines in a fast-paced brokerage environment
  
• Ensure files meet lender, brokerage, and regulatory requirements
  
• Track conditions and follow up through to funding
  
• Maintain accurate and organized file notes and documentation
  

Qualifications & Requirements

• Valid Alberta license
  
• Experience using Finmo and BluMortgage
  
• Strong knowledge of the Canadian mortgage industry and lender guidelines
  
• Excellent attention to detail and documentation skills
  
• Strong communication and problem-solving abilities
  
• Ability to manage multiple files and competing priorities independently
  
• Comfortable working in a fully remote environment