Mortgage Servicing Specialist - Escrows & Post-Closing

Frey Consulting Group; Lone Tree (CO); On-site; USD 36,000 - 43,000; Full time

Job summary

Addvantage Credit Union Staffing is seeking a Mortgage Loan Servicing Specialist for a small/mid-sized credit union in Lone Tree, CO. The role handles loan servicing of first mortgage and consumer portfolios from start to paid-in-full, with typical hours Monday–Friday, 8:00am–5:00pm, and a full-time, temporary-to-hire status.

Salary: $26 - $31/hr. Responsibilities include inquiries handling, escrow management, post-closing duties, HMDA/BSA/AML compliance, and payoff statement preparation while

Qualifications

• 2 years of loan servicing including mortgage and consumer loans.
• Mortgage, bank, or credit union loan servicing experience required.
• Expertise in loan escrow accounts.
• Auditing and post-closing experience.
• Understanding of HMDA, BSA, and AML Regs.

Responsibilities

• Manage loan servicing of the first mortgage and consumer loan portfolios from beginning to paid-in-full.
• Assist in answering member inquiries regarding payments, taxes or insurance.
• Organize all loan servicing related functions to ensure correct and proper records are maintained.
• Perform post-closing duties such as file audits, track trailing documentation, audit final documents and maintain filing systems, recording and lien protection oversight, collateral documentation verification, post-closing exception resolution, and work audit exceptions.
• Process and track all tax and insurance payments on first mortgages, maintain escrow accounts for proper escrowed amounts and timely payments to counties/insurance companies.
• Perform annual escrow analysis, mail to members, assist with questions.
• Make payment adjustments as necessary.
• Prepare payoff statements, process paid loans including releasing the recorded lien.
• Record new loan liens/deeds of trust.
• Process subordination, loan modification, and skip-a-pay requests.
• Assist with E-Oscar inquiries.
• Run exception reports as needed or required.
• Coordinate the preparation and mailing of 1098 tax statements.
• Assist with HMDA reporting (quarterly audits and annual submission).
• Stays apprised of BSA and AML regulations, reporting any required information to the BSA team.

Skills

Loan servicing

Escrow management

HMDA knowledge

BSA/AML compliance

Post-closing auditing

Customer inquiries handling

Job description

Addvantage Credit Union Staffing is seeking a Mortgage Loan Servicing Specialist for a small/mid-sized credit union in Lone Tree, CO. The role handles loan servicing of first mortgage and consumer portfolios from start to paid-in-full, with typical hours Monday–Friday, 8:00am–5:00pm, and a full-time, temporary-to-hire status.

Salary: $26 - $31/hr. Responsibilities include inquiries handling, escrow management, post-closing duties, HMDA/BSA/AML compliance, and payoff statement preparation while