Mortgage Secondary Market Analyst: Pricing & Hedging

Veridian Credit Union; Eden Prairie (MN); Presencial; USD 90.000 - 120.000; Jornada completa

Descripción de la vacante

Veridian Credit Union seeks a Secondary Market Financial Analyst to manage the mortgage pricing, rate locks, hedging, and loan sales pipeline. You will analyze market activity and profitability, support reporting, and coordinate with leadership on pricing and settlement strategies.

The role requires solid experience in secondary marketing, strong Excel skills, and collaboration with Finance and Mortgage teams. This position is based in Minnesota with limited travel.

Formación

• Bachelor's degree in finance, accounting, or economics.
• 3+ years using Excel for advanced financial analysis, reporting, or forecasting.

Responsabilidades

• Own and oversee daily residential mortgage pipeline and lock desk workflows.
• Verify rate lock data, pricing, and investor selection for accuracy.
• Administer daily mortgage rates and repricing in pricing systems.
• Oversee pipeline exposure, hedge, and risk measures; propose adjustments.
• Execute pipeline hedging and investor commitments per policy.
• Analyze pricing, hedge performance, and gain-on-sale drivers; advise leadership.
• Develop and monitor profitability of loan sales and mortgage portfolio.

Conocimientos

Mortgage pricing

Rate locks

Hedging

Investor commitments

Loan sales

Financial analysis

Reporting systems

Pricing policies

Excel

Educación

Bachelor's degree in finance, accounting, economics

Herramientas

Optimal Blue

Encompass

Excel

Descripción del empleo

Veridian Credit Union seeks a Secondary Market Financial Analyst to manage the mortgage pricing, rate locks, hedging, and loan sales pipeline. You will analyze market activity and profitability, support reporting, and coordinate with leadership on pricing and settlement strategies.

The role requires solid experience in secondary marketing, strong Excel skills, and collaboration with Finance and Mortgage teams. This position is based in Minnesota with limited travel.