Hybrid Mortgage Secondary Market Analyst

Veridian Credit Union; Eden Prairie (MN); Hybrid; USD 84,000 - 122,000; Full time

Job summary

Veridian Credit Union is seeking a Secondary Market Financial Analyst in Eden Prairie, MN for a hybrid role requiring 2 days on-site. You will oversee the mortgage pricing, rate locks, hedging, and loan sales, delivering financial insights to leadership and coordinating with investors.

The role emphasizes pipeline management, risk assessment, and profitability analysis across mortgage and related portfolios. Strong Excel skills and mortgage market experience are essential.

Qualifications

• Bachelor’s degree in finance, accounting, or economics.
• 3+ years experience using Microsoft Excel for advanced financial analysis, reporting, modeling, forecasting.

Responsibilities

• Own and oversee the residential mortgage pipeline and lock desk workflow from rate lock through secondary market sale.
• Verify rate lock information, pricing, and loan-level adjustments in origination/pricing systems.
• Administer daily mortgage rates and repricing activities in product/pricing systems.
• Oversee mortgage pipeline exposure, hedge coverage, and risk measures; propose timely adjustments.
• Analyze secondary market execution, hedge performance, and gain-on-sale margins; provide recommendations.
• Develop and monitor profitability of loan sale activities and mortgage portfolio; support pricing and strategies.
• Maintain procedures, controls, and documentation for lock desk and secondary market functions.
• Communicate recommendations to Finance leadership and investors.

Skills

Analytical skills

Financial modeling

Excel advanced

Education

Bachelor’s degree in finance/Accounting/Economics

Tools

Excel

Optimal Blue

Encompass

Job description

Veridian Credit Union is seeking a Secondary Market Financial Analyst in Eden Prairie, MN for a hybrid role requiring 2 days on-site. You will oversee the mortgage pricing, rate locks, hedging, and loan sales, delivering financial insights to leadership and coordinating with investors.

The role emphasizes pipeline management, risk assessment, and profitability analysis across mortgage and related portfolios. Strong Excel skills and mortgage market experience are essential.