Mortgage Post-Closing & Compliance Specialist

Center Parc Credit Union; Atlanta (GA); On-site; USD 30,000 - 37,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

Paid Time-Off

401k with company match

Long-term disability

Short-term disability

Company paid holidays

Job summary

Center Parc Credit Union is seeking a Mortgage Post-Closing Specialist in Atlanta to ensure mortgage loans are properly documented, audited, and delivered post-closing to meet investor and regulatory requirements.

The role requires reviewing loan packages, resolving post-closing exceptions, and ensuring all documents are executed correctly and recorded. Strong attention to detail and knowledge of mortgage regulations are essential.

Qualifications

• Associate's degree in business management, administration, related field or 2 years mortgage closing work experience in lieu of a degree.
• 3 years mortgage post-closing, mortgage operations or equivalent work experience.
• Proficiency with 10-Key calculator, keying skills, Microsoft Office software, and document imaging systems.
• Working knowledge of mortgage regulations, compliance, and mortgage loan products.

Responsibilities

• Ensure mortgage documents (notes, mortgages, Deeds of Trust, assignment riders, disclosures, title endorsements, flood insurances, taxes, PMI, etc.) are present, properly executed with signatures and dated, and properly recorded.
• Identify, research, and resolve post-closing exceptions, document errors, missing documents, and title or vesting issues with origination, closing, underwriting, title companies, and third-party vendors.
• Verify recording of security instruments and maintain tracking of recording confirmations and final title policies; obtain and file recorded documents.
• Ensure the loan file meets secondary market investor requirements to facilitate a seamless sale (clearing Guild post-closing conditions).
• Prepare and deliver loan files and electronic documents to investors; complete delivery schedules and reporting.
• Coordinate with custodians and warehouse lenders regarding funding documentation, endorsements, and custodial deliveries.
• Prepare package supplemental documents (mortgage assignments, satisfactions, estoppel certificates).
• Update loan origination and post-closing tracking systems with statuses and documentation; compare final loan data for accuracy.
• Maintain logs of errors and propose process improvements to reduce exceptions and improve file quality.
• Comply with BSA/AML and OFAC regulations; travel <5% as needed.

Skills

Attention to detail

Regulatory knowledge

Documentation accuracy

Education

Associate's degree in business management or related field

2 years mortgage closing experience in lieu of degree

Tools

10-Key calculator

Microsoft Office

Document imaging systems

Job description

Center Parc Credit Union is seeking a Mortgage Post-Closing Specialist in Atlanta to ensure mortgage loans are properly documented, audited, and delivered post-closing to meet investor and regulatory requirements.

The role requires reviewing loan packages, resolving post-closing exceptions, and ensuring all documents are executed correctly and recorded. Strong attention to detail and knowledge of mortgage regulations are essential.