Mortgage Post Closer/Shipper

ServisFirst Bank; Birmingham (AL); On-site; USD 40,000 - 60,000; Full time

Job summary

ServisFirst Bank is seeking a Mortgage Loan Post Closer/Shipper to prepare and ship closed loans for purchase, ensuring deadlines and procedures are met. You will organize and submit loan packages, review for completeness, and handle document shipping and recording processes.

Responsibilities include tracking lock dates, distributing final documents to investors, and performing general admin tasks while staying compliant with applicable regulations.

Qualifications

• High school diploma or equivalent; some college preferred.
• Two plus years of related experience preferred.
• Basic knowledge of bank operations and products.
• Knowledge of lending regulations and disclosures.
• Familiarity with underwriting closing conditions.
• Strong written and verbal communication skills.

Responsibilities

• Arrange closed loan packages in submission order for investors and use the most current submission forms.
• Review packages for completeness and accuracy.
• Submit files to purchasing investors in a timely manner.
• Scan file contents into image prior to shipping.
• Prepare and mail signature assignments for recording after loans are purchased.
• Monitor lock expiration dates daily.
• Distribute final documents to investors and monitor outstanding documents.
• Perform administrative duties such as faxing, photocopying, filing and phone support.
• Maintain familiarity with compliance regulations and policies applicable to the position.

Skills

Attention to detail

Time management

Multitasking

Communication skills

Data entry

Education

High school diploma or equivalent

Some college preferred

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

At ServisFirst, Our Name is Our Mission.

Duties And Responsibilities

The Mortgage Loan Post Closer/Shipper is responsible for preparing and shipping closed mortgage loans for purchase adhering to specified deadlines and procedures.

The Incumbent Will

• Arrange closed loan packages in submission order for investors by organizing files and preparing related documents; ensure that the most current loan submission form per investor is used
• Review packages to ensure completeness and accuracy
• Submit files to the purchasing investor in a timely manner
• Scan file contents into image prior to shipping
• Prepare and mail signature assignments for recording after loans are purchased
• Monitor lock expiration dates daily
• Distribute final documents to investors and monitor outstanding documents
• Perform administrative duties such as faxing, photocopying, filing and phone support as necessary
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.

Note: Additional duties and responsibilities may be assigned.

Minimum Qualifications

• High school diploma or equivalent; some college preferred
• Two (2) years of related experience required
• Basic knowledge of bank operations and products
• Basic knowledge of federal and state banking compliance regulations, and other Bank operational policies
• Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements
• Excellent knowledge of agency guidelines
• Understanding of underwriting closing conditions and experience in clearing applicable conditions
• Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence
• Proficient in Microsoft Outlook, Word and Excel
• Excellent customer service and time management skills
• Ability to multitask, as shown in previous experience completing tasks under time constraints
• Good organizational skills and ability to develop basic understanding of underwriting guidelines
• Good data entry/keyboarding and math skills

Physical Requirements And Environmental Conditions

• Sustained standing and sitting
• Frequent use of PC, including typing or sustained attention to monitor
• Frequent typing using a keyboard and/or calculator
• Occasional lifting of basic office files or equipment up to 20 lbs
• Normal office environment with comfortable internal temperatures and low level noise

EOE/AA