Mortgage Portfolio Risk Analytics - Assistant Vice President

Citi; New York (NY); Hybrid; USD 120,000 - 150,000; Full time

Job summary

Citi is seeking an Assistant Vice President for Mortgage Portfolio Risk Analytics in New York City. This senior-level role focuses on credit reviews, monitoring the mortgage portfolio, and managing Citi's global exposure to clients.

The ideal candidate has 7-10 years of experience, demonstrates strong analytical and organizational skills, and is adept in commercial risk analytics. The role is hybrid, requiring flexibility to work from 1 PM to 10 PM.

Qualifications

• 7 - 10 years of relevant experience.
• Knowledge of commercial risk analytics.
• Ability to apply credit and risk principles toward business goals.
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency.
• Proven ability to remain organized in a fast-paced environment, managing multiple projects.
• Proven interpersonal, organizational and analytic skills.

Responsibilities

• Contribute to developing new techniques and improvement of processes.
• Develop recommendations to adjust credit policies by analyzing credit and financial performance.
• Utilize SAS in a UNIX environment for risk, financial and data analyses.
• Support ad-hoc risk policy analyses and projects as required.
• Manage risk levels for the entire credit spectrum and prepare presentations for senior management.
• Ensure compliance with applicable laws and drive ethical behavior.

Skills

Analytical Thinking

Constructive Debate

Escalation Management

Industry Knowledge

Policy and Procedure

Policy and Regulation

Process Execution

Product Knowledge

Risk Controls and Monitors

Risk Identification and Assessment

Education

Bachelor's degree/University degree or equivalent experience

Job description

Mortgage Portfolio Risk Analytics - Assistant Vice President

Job Req Id: 26952812

Location(s): Haryana, India

Job Type: Hybrid

Posted: Apr. 06, 2026

Job Overview

The Credit Portfolio Officer is an senior-level position responsible for conducting credit reviews, credit approval and monitoring the mortgage portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and setting portfolio risk appetite
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 7 - 10 years of relevant experience
• Knowledge of commercial risk analytics
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
• Proven ability to remain organized in a fast-paced environment, managing multiple projects
• Proven interpersonal, organizational and analytic skills

Education

• Bachelor's degree/University degree or equivalent experience

Shift: Flexible to work from 1 PM to 10 PM

Job Family Group

Risk Management

Job Family

Portfolio Credit Risk Management

Time Type

Full time

Most Relevant Skills

• Analytical Thinking
• Constructive Debate
• Escalation Management
• Industry Knowledge
• Policy and Procedure
• Policy and Regulation
• Process Execution
• Product Knowledge
• Risk Controls and Monitors
• Risk Identification and Assessment

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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