Mortgage Originator

Commercial Realty; Raleigh (NC); On-site; USD 70,000 - 150,000; Full time

Benefits offered by this job

Remote position

Unlimited earning potential

Direct access to loan products

Support from processing staff

Job summary

Commercial Realty is seeking a motivated Mortgage Loan Originator to join our growing direct lending platform. This 100% remote, 1099 commission-only role offers unlimited earning potential and the opportunity to originate both commercial real estate and residential loans.

No mortgage license is required for this position. You will build a strong pipeline by networking, referrals, and prospecting while serving clients with a wide range of financing solutions.

Qualifications

• Experience in mortgage lending or real estate sales preferred.
• Strong communication and negotiation skills.
• Self-motivated with an entrepreneurial mindset.
• Ability to work independently in a remote environment.
• Excellent organizational and time management skills.
• Familiarity with CRM systems.

Responsibilities

• Originate commercial real estate loans (multifamily, office, retail, industrial, mixed-use, hospitality, self-storage, land and development) and residential 1–4 unit loans.
• Generate new business through networking, referrals, prospecting, and relationship building.
• Develop relationships with CRE investors, developers, brokers, Realtors, business owners, and referral partners.
• Analyze borrower financing needs and recommend appropriate loan products.
• Collect preliminary borrower documentation and submit complete loan files to processing.
• Maintain regular communication with borrowers throughout the financing process.

Skills

Communication

Relationship-building

Negotiation

Self-motivation

Independence

Organization

Time management

CRM familiarity

Tools

CRM systems

Job description

We are seeking a motivated, self-driven Mortgage Loan Originator to join our growing direct lending platform. This is an excellent opportunity for an experienced sales professional or mortgage originator looking to build a strong pipeline while offering clients a wide range of financing solutions.

As a Direct Lender, we provide competitive financing for both Commercial Real Estate (CRE) and Residential 1–4 Unit properties. This position is 100% remote, 1099 commission-only, and offers unlimited earning potential.

No mortgage license is required for this position.

Responsibilities

• Originate commercial real estate loans, including:
  • Multifamily
  • Office
  • Retail
  • Industrial
  • Mixed-use
  • Hospitality
  • Self-storage
  • Land and development
• Originate residential 1–4 unit mortgage loans.
• Generate new business through networking, referrals, prospecting, and relationship building.
• Develop relationships with commercial real estate investors, developers, brokers, Realtors, business owners, and referral partners.
• Analyze borrower financing needs and recommend appropriate loan products.
• Collect preliminary borrower documentation and submit complete loan files to processing.
• Maintain regular communication with borrowers throughout the financing process.
• Meet or exceed monthly production goals.
• Build and maintain a strong referral network.
• Stay informed on lending guidelines, loan products, and market trends.

Qualifications

• Previous mortgage, commercial lending, banking, real estate, or sales experience preferred.
• Strong communication, relationship-building, and negotiation skills.
• Self-motivated with an entrepreneurial mindset.
• Ability to work independently in a remote environment.
• Excellent organizational and time management skills.
• Basic computer proficiency and familiarity with CRM systems is a plus.
• Commercial lending experience is preferred but not required.

Compensation

• 1099 Independent Contractor
• Commission Only
• Unlimited earning potential with no commission cap.
• Performance-based compensation.

Benefits

• Fully remote position—work from anywhere in the United States.
• Direct access to a broad range of commercial and residential loan products.
• Support from experienced processing and operations staff.
• Fast underwriting and closing through a direct lending platform.
• Flexible schedule.
• Opportunity to build a long-term, high-income mortgage business.

Ideal Candidate

The ideal candidate is a motivated sales professional who enjoys building relationships, generating new business, and helping borrowers secure financing solutions. Whether your background is in commercial real estate, residential mortgages, banking, or business development, this opportunity provides the tools and support needed to build a successful lending career with unlimited income potential.

This is a remote position.